103 Cathedral St, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 103 Cathedral St, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,520 sqft · built 2022
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$360,318 (Apr 2023)
Tax Bill	$2,805 (2025)
Flood Zone	Zone X (minimal risk)
APN	`21G-01-038B`

Property Details

APN / Parcel Number

Primary APN	`21G-01-038B`
Alternative APN	`20045`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Sewer	Connected

Location & Zoning

Street Address	103 CATHEDRAL ST
City	SMITHFIELD
State	VA
Zip	23430-2586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	LOT 38B PH 1 CHURCH SQUARE PLAT 2-155-9
Legal Subdivision	PHASE 1 CHURCH SQUARE
Legal Lot Number	38B
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1017
Census Tract	280104

Owner

Source: Isle Of Wight County records · APN 21G-01-038B

Assessment roll updated October 9, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 CATHEDRAL ST, SMITHFIELD, VA 23430-2586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2023 · Amount on Record
Deed Sale	Apr 06, 2023 · Amount on Record
Prior Sale	Aug 06, 2021 · Amount on Record
Deed Document Number	20231143
Prior Transfer Date	Sep 20, 2021
Prior Transfer Doc	0000006808
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Isle Of Wight County records · Assessment roll updated October 9, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,805.00	$362,000 (-) Land $65,000 Building $297,000	$362,000 (-) Land $65,000 Building $297,000
2023		$362,000 Land $65,000 Building $297,000	$362,000 Land $65,000 Building $297,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 330 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SMITHFIELD serves 8,089 people
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.