100 Cathedral St, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 100 Cathedral St, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,947 sqft · built 2026
Lot Size	0.136 acres (5,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,407 (Mar 2026)
Tax Bill	$3,381 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21G-02-039C`

Property Details

APN / Parcel Number

Primary APN	`21G-02-039C`
Alternative APN	`26817`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	1,947 sqft

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Lot Area	5,907 sqft (0.136 acres)
Garage Type	Attached
Garage Area	589 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected

Location & Zoning

Street Address	100 CATHEDRAL ST
City	SMITHFIELD
State	VA
Zip	23430-2586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHURCH SQUARE SUBDIVISION PHASE 2 LOT 39C PLAT#225261
Legal Subdivision	CHURCH SQUARE PHASE 2
Legal Lot Number	39C
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1014
Census Tract	280104

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 CATHEDRAL ST, SMITHFIELD, VA 23430-2586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Deed Document Number	2026985
Record Updated	Oct 29, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Mar 2, 2026
Property Address	100 CATHEDRAL ST, SMITHFIELD, VA 23430-2586
Document Number	0260000985
Map Reference	DOC 220005261
Instrument Date	Feb 23, 2026
Instrument	260000985
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 CATHEDRAL ST, SMITHFIELD, VA 23430-2586

Mortgage

Document Number	0260000986
Date	Mar 2, 2026
Instrument	260000986

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,381.00 (+572.17%)	$417,500 (+542.31%) Land $65,000 Building $352,500	$417,500 (+542.31%) Land $65,000 Building $352,500
2025	$503.00	$65,000 Land $65,000	$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30