Frederick County property record for 103 Carnmore Dr, Winchester, VA 22602
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 2,471 sqft · built 2004 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual on Record |
| Last Sale | $283,600 (Jun 2012) |
| Tax Bill | $2,779 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64G2-4-199 |
| Primary APN | 64G2-4-199 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,471 sqft Living Area |
| Gross Area | 5,187 sqft |
| 1st Floor Area | 1,105 sqft |
| Basement Area | 1,105 sqft |
| Finished Basement | 1,105 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Terrain | Rolling |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 330 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8041591 |
|---|---|
| Street Address | 103 CARNMORE DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-6839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | RAVENWING L199 S4 |
| Legal Subdivision | RAVENWING |
| Legal Lot Number | 199 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 51001 |
Source: Frederick County assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 103 CARNMORE DR, WINCHESTER, VA 22602-6839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI ALCOVA MTG |
| Nov 15, 2019 | Grant Deed, Transfer · Conventional with PMI ALCOVA MTG |
| Jul 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PARTNERS 1ST FCU |
| Mar 2, 2017 | Grant Deed, Transfer · Conventional Mortgage SIRVA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2012 · Amount on Record |
| Deed Sale | Jun 12, 2012 · Amount on Record |
| Prior Sale | Oct 6, 2011 · Amount on Record |
| Deed Book / Page | 1200 / 6104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 103 CARNMORE DR, WINCHESTER, VA 22602-6839 |
| Document Number | 0000015525 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 103 CARNMORE DR WINCHESTER VA 226026839, WINCHESTER, VA 22602-6839 |
| Document Number | 0000015525 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 15525 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Nov 15, 2019 |
| Property Address | 103 CARNMORE DR, WINCHESTER, VA 22602-6839 |
| Document Number | 0000012341 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 12341 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CARNMORE DR WINCHESTER VA 226026839, WINCHESTER, VA 22602-6839 |
| Document Number | 12342 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 12342 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 103 CARNMORE DR, WINCHESTER, VA 22602-6839 |
| Document Number | 0000006935 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 CARNMORE DR WINCHESTER VA 226026839, WINCHESTER, VA 22602-6839 |
| Document Number | 0000006935 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 6935 |
| Name | PARTNERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WAYNE, IN 46808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 14, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 2, 2017 |
| Property Address | 103 CARNMORE DR, WINCHESTER, VA 22602-6839 |
| Document Number | 0000002244 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 2244 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | SETTLEMENT SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 103 CARNMORE DR WINCHESTER VA 226026839, WINCHESTER, VA 22602-6839 |
| Document Number | 2245 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 2245 |
| Name | SIRVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate | 3.87% |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,779.00 (+10.41%) | $524,400 Land $108,000 Building $416,400 | $524,400 Land $108,000 Building $416,400 |
| 2025 | $2,517.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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