Frederick County property record for 112 Carnmore Dr, Winchester, VA 22602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,048 sqft · built 2005 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $489,900 (Aug 2005) |
| Tax Bill | $3,175 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Oct 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64G2-4-234 |
| Primary APN | 64G2-4-234 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,048 sqft Living Area |
| Gross Area | 5,415 sqft |
| 1st Floor Area | 1,342 sqft |
| Basement Area | 865 sqft |
| Finished Basement | 865 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | Rolling |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 190 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8041626 |
|---|---|
| Street Address | 112 CARNMORE DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-6833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | RAVENWING L234 S4 |
| Legal Subdivision | RAVENWING |
| Legal Lot Number | 234 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 51001 |
112 Carnmore Dr is owned and occupied by an individual who bought it in August 2005.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 CARNMORE DR, WINCHESTER, VA 22602-6833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTE/HEALTH FCU |
| Oct 25, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE CNTY |
| Oct 26, 2018 | Grant Deed, Transfer · Line of Credit BANK OF CLARKE CNTY |
| Nov 2, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2005 · Amount on File |
| Deed Sale | Aug 11, 2005 · Amount on File |
| Prior Sale | Sep 26, 2003 · Amount on File |
| Deed Book / Page | 500 / 18015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 112 CARNMORE DR, WINCHESTER, VA 22602-6833 |
| Document Number | 0000010056 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 112 CARNMORE DR WINCHESTER VA 226026833, WINCHESTER, VA 22602-6833 |
| Document Number | 0000010056 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 10056 |
| Name | NATIONAL INSTITUTE/HEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 112 CARNMORE DR, WINCHESTER, VA 22602-6833 |
| Document Number | 0000010744 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 112 CARNMORE DR WINCHESTER VA 226026833, WINCHESTER, VA 22602-6833 |
| Document Number | 0000010744 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 10744 |
| Name | BANK OF CLARKE CNTY |
|---|---|
| Type | Bank |
| Address | BERRYVILLE, VA 22611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Oct 26, 2018 |
| Property Address | 112 CARNMORE DR, WINCHESTER, VA 22602-6833 |
| Document Number | 0000010706 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 10706 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2018 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 CARNMORE DR WINCHESTER VA 226026833, WINCHESTER, VA 22602-6833 |
| Document Number | 10707 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 10707 |
| Name | BANK OF CLARKE CNTY |
|---|---|
| Type | Bank |
| Address | BERRYVILLE, VA 22611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 112 CARNMORE DR, WINCHESTER, VA 22602-6833 |
| Document Number | 0000011673 |
| Instrument Date | Nov 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 112 CARNMORE DR WINCHESTER VA 226026833, WINCHESTER, VA 22602-6833 |
| Document Number | 0000011673 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 11673 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2047 |
| Rate | 3.99% |
|---|
The 2026 property tax bill for 112 Carnmore Dr was $3,175, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,175.00 (+10.4%) | $599,100 Land $108,000 Building $491,100 | $599,100 Land $108,000 Building $491,100 |
| 2025 | $2,876.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Carnmore Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Carnmore Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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