Volusia County property record for 103 Canal Rd, Edgewater, FL 32141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,507 sqft · built 1990 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jan 2024) |
| Tax Bill | $3,030 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Mar 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8413-04-00-3260 |
| Primary APN | 8413-04-00-3260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,507 sqft Living Area |
| Gross Area | 2,059 sqft |
| 1st Floor Area | 1,507 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.276 acres) |
| Lot Dimensions | 96 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 69 sqft |
| Patio Area | 780 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3974395 |
|---|---|
| Street Address | 103 CANAL RD |
| City | EDGEWATER |
| State | FL |
| Zip | 32141-7634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01R3 |
| Legal Description | LOTS 326 & 327 & W 1/2 OF LOT 325 WATERWAY PARK SEC 2 MB 19 PG 270 PER OR 4717 PG 2525 PER OR 7300 PG 4163 PER OR 7526 PG 2114 PER OR 7789 PG 1919 PER OR 8009 PG 4909 PER OR 8506 PG 0224 |
| Legal Range | 34E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | WATERWAY PARK |
| Legal Tract | 04 |
| Legal Lot Number | 325-3 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 83003 |
103 Canal Rd is owned and occupied by two individuals who bought it in January 2024.
Source: Volusia County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 GARY AVE, OAK HILL, FL 32759-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 18, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Apr 2, 2018 | Warranty Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2024 · Amount on File |
| Deed Sale | Jan 11, 2024 · Amount on File |
| Prior Sale | Mar 18, 2021 · Amount on File |
| Deed Document Number | 20247450 |
| Deed Book / Page | 8506 / 224 |
| Prior Transfer Date | Mar 3, 2021 |
| Prior Transfer Doc | 0080094909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jan 11, 2024 |
| Property Address | 103 CANAL RD, EDGEWATER, FL 32141-7634 |
| Document Number | 0085060224 |
| Book / Page | 8506 / 224 |
| Map Reference | MB 19 PG 270 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2024007450 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | NOT AVAILABLE, PORT ORANGE BLUE OCEAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7408 HIGHWAY 329, EAST RIVER POINT, FL |
| Name | Verified Name |
|---|---|
| Address | 146 GARY AVE, OAK HILL, FL 32759-9713 |
| Document Number | 0008506226 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 8506/226 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Mar 18, 2021 |
| Property Address | 103 CANAL RD, EDGEWATER, FL 32141-7634 |
| Document Number | 0080094909 |
| Book / Page | 8009 / 4909 |
| Map Reference | MB 19 PG 270 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 2021-061377 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $570.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CANAL RD, EDGEWATER, FL 32141-7634 |
| Document Number | 0080094912 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 8009/4912 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Dec 18, 2019 |
| Property Address | 103 CANAL RD, EDGEWATER, FL 32141-7634 |
| Document Number | 0077891919 |
| Book / Page | 7789 / 1919 |
| Map Reference | MB 19 PG 270 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 2019-248348 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 CANAL RD, 103, EDGEWATER, FL 32141-7634 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 CANAL RD, EDGEWATER, FL 32141-7634 |
| Document Number | 0077891921 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 7789/1921 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 103 CANAL RD, EDGEWATER, FL 32141-7634 |
| Document Number | 0076063801 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 103 CANAL RD EDGEWATER FL 321417634, EDGEWATER, FL 32141-7634 |
| Document Number | 0076063801 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 007606/003801 |
| Instrument | 201586 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 3, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Apr 2, 2018 |
| Property Address | 103 CANAL RD, EDGEWATER, FL 32141-7634 |
| Document Number | 0075262114 |
| Book / Page | 007526 / 002114 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 64433 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CANAL RD EDGEWATER FL 321417634, EDGEWATER, FL 32141-7634 |
| Document Number | 75262116 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 007526/002116 |
| Instrument | 64434 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 103 Canal Rd was $3,030 with a homeowner's exemption.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,075 (+2.7%) | $321,614 (+13.19%) Land $69,600 Building $252,014 | |
| 2025 | $3,030.00 Homeowner's exemption | $198,710 | $284,126 Land $63,945 Building $220,181 |
| 2023 | $4,554.00 (+4.16%) | $242,583 (-1.07%) Land $52,200 Building $190,383 | $242,583 (-1.07%) Land $52,200 Building $190,383 |
| 2022 | $4,372.00 | $245,217 Land $52,200 Building $193,017 | $245,217 Land $52,200 Building $193,017 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Canal Rd in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 152 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 152 in force |
| Nearby Flood Claims | 33 (1991–2024) |
| Claims Outside the SFHA | 10 of 33 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Canal Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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