Okaloosa County property record for 103 Cabana Way, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,268 sqft · built 2004 |
| Lot Size | 0.233 acres (10,176 sqft) |
| Owner | Company Name on File |
| Last Sale | $264,000 (Dec 2022) |
| Tax Bill | $3,158 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-4983-6 |
| Primary APN | C56-000-598-4983-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,268 sqft Heated Area |
| Gross Area | 1,940 sqft |
| 1st Floor Area | 1,268 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,176 sqft (0.233 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 12 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 103 CABANA WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE CREST PH I LOT 2 BLK C |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 18 |
| Legal Subdivision | RIDGE CREST PH I |
| Legal Phase | 1 |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 5 |
| Census Block | 5033 |
| Census Tract | 20500 |
103 Cabana Way is owned by a company that bought it in December 2022.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1269, FORT WALTON BEACH, FL 32549-1269 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Dec 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| May 18, 2022 | Warranty Deed, Transfer MOULTON LAND TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2022 · Amount on File |
| Deed Sale | Dec 13, 2022 · Amount on File |
| Prior Sale | May 18, 2022 · Amount on File |
| Deed Document Number | 3595817 |
| Deed Book / Page | 3654 / 3633 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 103 CABANA WAY, CRESTVIEW, FL 32536-3301 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 242 TWIN LAKES LN, DESTIN, FL 32541-2863 |
| Document Number | 0036613975 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 3661/3975 |
| Instrument | 3605678 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 13, 2022 |
| Property Address | 103 CABANA WAY, CRESTVIEW, FL 32536-3301 |
| Document Number | 0036543633 |
| Book / Page | 3654 / 3633 |
| Map Reference | MB 21 PG 12&13 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 3595817 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,848.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 CABANA WAY, CRESTVIEW, FL 32536-3301 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1269, FORT WALTON BEACH, FL 32549-1269 |
| Document Number | 0036543641 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 3654/3641 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 18, 2022 |
| Property Address | 103 CABANA WAY, CRESTVIEW, FL 32536-3301 |
| Document Number | 0036222957 |
| Book / Page | 3622 / 2957 |
| Map Reference | MB 21 PG 12&13 |
| Instrument Date | May 16, 2022 |
| Instrument | 3551060 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | MOULTON LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,799.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 827 E WILLIAMS AVE, 827, CRESTVIEW, FL 32539-7327 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 103 CABANA WAY, CRESTVIEW, FL 32536-3301 |
The 2025 property tax bill for 103 Cabana Way was $3,158.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,158.00 | $198,933 Land $24,292 Building $174,641 | $198,933 Land $24,292 Building $174,641 |
| 2023 | $3,155.00 (+185.78%) | $195,039 (+78.48%) Land $20,639 Building $174,400 | $195,039 (+21.23%) Land $20,639 Building $174,400 |
| 2022 | $1,104.00 Homeowner's exemption | $109,278 | $160,880 Land $19,289 Building $141,591 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Cabana Way in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1998–2017) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Oct 2017 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Cabana Way is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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