109 Cabana Way, Crestview, FL 32536 Property Records

Okaloosa County property record for 109 Cabana Way, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 2004
Lot Size	0.248 acres (10,820 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Oct 2020)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-4986-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-4986-9`
Alternative APN	`18-3N-23-1260-000C-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,000 sqft Heated Area
Gross Area	1,556 sqft
1st Floor Area	1,000 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,820 sqft (0.248 acres)
Garage Type	Finished
Garage Area	440 sqft
Porch	Open Porch
Porch Area	20 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	109 CABANA WAY
City	CRESTVIEW
State	FL
Zip	32536-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE CREST PH I LOT 5 BLK C
Legal Range	23
Legal Township	03N
Legal Section	18
Legal Subdivision	RIDGE CREST PH I
Legal Phase	1
Legal Block	C
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	5
Census Block	5033
Census Tract	20500

Owner

109 Cabana Way is owned by an individual who bought it in October 2020.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2840 62ND AVE, PRINCETON, MN 55371-6190
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Oct 20, 2004 · Amount on File
Deed Document Number	3401406
Deed Book / Page	3500 / 3286
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 23, 2020
Property Address	109 CABANA WAY, CRESTVIEW, FL 32536-3301
Document Number	0035003286
Book / Page	3500 / 3286
Map Reference	MB 21 PG 12&13
Instrument Date	Oct 5, 2020
Instrument	3401406
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 CABANA WAY, 109, CRESTVIEW, FL 32536-3301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 MAJESTIC DR, CRESTVIEW, FL 32536-2254

Mortgage

Document Number	35003288
Date	Oct 23, 2020
Instrument	3500/3288

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 109 Cabana Way was $2,518.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00	$158,656 Land $24,292 Building $134,364	$158,656 Land $24,292 Building $134,364
2023	$1,207.00 (+3.87%) Homeowner's exemption	$116,197 (+3%)	$153,679 (+11.09%) Land $20,639 Building $133,040
2022	$1,162.00 Homeowner's exemption	$112,813	$138,337 Land $19,289 Building $119,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Cabana Way in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1998–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Oct 2017
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Cabana Way is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20