103 Broken Bit Cir, Guyton, GA 31312 Property Records

Effingham County property record for 103 Broken Bit Cir, Guyton, GA 31312 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2013
Square Footage	4,021 sqft Heated Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$445,000 (2022)
Tax Bill	$6,121.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0416A-266-000`
Alternative APNs	`0416A266` `13961`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	4,021 sqft Heated Area
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer Exterior
Roof Construction	Gambrel Roof Construction
Roof Material	Fiberglass Roof
Lot Area	8,712 sqft (0.2 acres)
Garage Area	656 sqft Garage
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	13961
Street Address	103 BROKEN BIT CIR
City	GUYTON
State	GA
Zip	31312-7140
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.20 AC LOT 266 (OUT 416-20A)
Legal Subdivision	SADDLECLUB @ BELMONT
Legal Phase	1
Legal Lot Number	266
Jurisdiction	EFFINGHAM GA
Minor Civil Division	RINCON
Census Blockgroup	2
Census Block	2004
Census Tract	30301

Owner

Source: Effingham County records · APN 0416A-266-000

Assessment roll updated December 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2012	Deed of Trust, Mortgage · Conventional Mortgage SAVANNAH BANK
Aug 31, 2022	Warranty Deed, Transfer
Aug 31, 2022	Warranty Deed, Transfer · Veterans Administration Mortgage CERTAINTY HOME LOANS
Jun 29, 2022	Warranty Deed, Transfer · Commercial Mortgage MOFIN LENDING
Oct 04, 2018	Warranty Deed, Transfer
Oct 04, 2018	Warranty Deed, Transfer
Nov 12, 2015	Warranty Deed, Transfer · Veterans Administration Mortgage GUILD MORTGAGE
Oct 18, 2012	Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage FIRST BANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Jul 05, 2022 · Amount on Record
Deed Doc Number	20222637
Deed Book / Page	2805 / 536
Prior Transfer Date	Oct 19, 2012
Prior Transfer Doc	002138/454
Record Refreshed	Jun 08, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002109/431
Date	Jul 11, 2012
Book Page	2109/431

Lender

Name	SAVANNAH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 01, 2013

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 31, 2022
Property Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002805/536
Book / Page	2805 / 536
Instrument Date	Aug 31, 2022
Instrument	2022-002637
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 31, 2022
Property Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002805/536
Book / Page	2805 / 536
Instrument Date	Aug 31, 2022
Instrument	2022-002637
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000008835
Date	Aug 31, 2022
Instrument	008835

Lender

Name	CERTAINTY HOME LOANS

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 29, 2022
Property Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	0002794/48
Book / Page	2794 / 48
Instrument Date	Jun 29, 2022
Instrument	2022-001970
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CHATHAM PL, WEST HEMPSTEAD, NY 11552-1709

Mortgage

Document Number	0000002794/0000000051
Date	Jul 05, 2022
Book Page	0000002794/0000000051
Instrument	006793

Lender

Name	MOFIN LENDING

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2023

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 04, 2018
Property Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	2491/472
Book / Page	2491 / 472
Instrument Date	Oct 04, 2018
Instrument	2018-002697
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 04, 2018
Property Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002491/472
Book / Page	2491 / 472
Instrument Date	Oct 04, 2018
Instrument	2018-002697
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 12, 2015
Property Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	0002320/18
Book / Page	2320 / 18
Instrument Date	Nov 12, 2015
Instrument	2015-002868
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0002320/22
Date	Nov 13, 2015
Book Page	2320/22
Instrument	009474

Lender

Name	GUILD MORTGAGE
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2045

October 2012: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 18, 2012
Property Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002138/431
Book / Page	2138 / 431
Instrument Date	Oct 18, 2012
Instrument	2012-002418
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	002138/433
Date	Oct 24, 2012
Book Page	2138/433

Lender

Name	FIRST BANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2042

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,121.00 (+9.05%) Homeowner's exemption	$188,517 (-1.83%) Land $22,800 Building $165,717	$471,292 (-1.83%) Land $57,000 Building $414,292
2024	$5,613.00 (+21.41%) Homeowner's exemption	$192,034 (+5.3%) Land $22,800 Building $169,234	$480,085 (+5.29%) Land $57,000 Building $423,085
2023	$4,623.00 (-3.55%)	$182,377 (+17.69%) Land $18,800 Building $163,577	$455,943 (+17.69%) Land $47,000 Building $408,943
2022	$4,793.00	$154,968 Land $18,000 Building $136,968	$387,420 Land $45,000 Building $342,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

103 Broken Bit Cir, Guyton, GA 31312 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2012: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2015: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2012: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Broken Bit Cir

Nearby Streets

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