101 Broken Bit Cir, Guyton, GA 31312 Property Records

Effingham County property record for 101 Broken Bit Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,918 sqft · built 2012
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Oct 2025)
Tax Bill	$5,353 (2025)
Deeds & Mortgages	Feb 2013 Mortgage Oct 2012 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0416A-279-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-279-000`
Alternative APNs	`0416A279` `13974`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,918 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Garage Area	744 sqft
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13974
Street Address	101 BROKEN BIT CIR
City	GUYTON
State	GA
Zip	31312-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.23 AC LOT 279 (OUT 416-20A)
Legal Subdivision	SADDLECLUB @ BELMONT
Legal Lot Number	279
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2004
Census Tract	30301

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Oct 16, 2012	Deed of Trust, Mortgage · Conventional Mortgage SAVANNAH BANK NA
Oct 21, 2025	Limited Warranty Deed, Transfer MOVEMENT MORTGAGE
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP
Aug 25, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Apr 26, 2013	Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	D2025008244
Deed Book / Page	3002 / 281
Record Updated	Jun 8, 2026

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002169/69
Date	Feb 6, 2013
Book Page	2169/69

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2014

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002136/192
Date	Oct 16, 2012
Book Page	2136/192

Lender

Name	SAVANNAH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2013

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 21, 2025
Property Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	003002/281
Book / Page	3002 / 281
Instrument Date	Oct 20, 2025
Instrument	D2025008244
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	D2025008245
Date	Oct 21, 2025
Instrument	D2025008245

Lender

Name	MOVEMENT MORTGAGE

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 15, 2022
Property Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002797/607
Book / Page	2797 / 607
Instrument Date	Jul 15, 2022
Instrument	2022-002169
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000002797/0000000612
Date	Jul 20, 2022
Book Page	0000002797/0000000612
Instrument	007433

Lender

Name	ADVISORS MORTGAGE GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 15, 2022
Property Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002797/607
Book / Page	2797 / 607
Instrument Date	Jul 15, 2022
Instrument	2022-002169
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000007433
Date	Jul 15, 2022
Instrument	007433

Lender

Name	ADVISORS MORTGAGE GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 25, 2021
Property Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002719/478
Book / Page	2719 / 478
Instrument Date	Aug 25, 2021
Instrument	2021-002859
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000002719/0000000480
Date	Aug 26, 2021
Book Page	0000002719/0000000480
Instrument	010510

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2013: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 26, 2013
Property Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002190/751
Book / Page	2190 / 751
Instrument Date	Apr 26, 2013
Instrument	2013-001062
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	002190/753
Date	May 1, 2013
Book Page	2190/753

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2043

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,353.00 (+8.36%) Homeowner's exemption	$194,048 (-0.9%) Land $22,800 Building $171,248	$485,119 (-0.9%) Land $57,000 Building $428,119
2024	$4,940.00 (+20.69%) Homeowner's exemption	$195,806 (+5.43%) Land $22,800 Building $173,006	$489,514 (+5.43%) Land $57,000 Building $432,514
2023	$4,093.00 (-16.08%)	$185,730 (+17.57%) Land $18,800 Building $166,930	$464,324 (+17.57%) Land $47,000 Building $417,324
2022	$4,877.00	$157,971 Land $18,000 Building $139,971	$394,928 Land $45,000 Building $349,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Broken Bit Cir

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