103 Bluffside Cir, Savannah, GA 31404 Property Records

Chatham County property record for 103 Bluffside Cir, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Last Sale	$725,000 (May 2026)
Tax Bill	$6,961 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-0294-03-005`

Property Details

APN / Parcel Number

Primary APN	`1-0294-03-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	70 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	103 BLUFFSIDE CIR
City	SAVANNAH
State	GA
Zip	31404-0002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 40 BLUFFSIDE AT COUNTRY CLUB CREEK BK50 PG638
Legal Subdivision	BLUFFSIDE AT COUNTRY CLUB CREEK
Legal Lot Number	40
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4005
Census Tract	10102

Owner

103 Bluffside Cir is held in a trust since May 2026.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	103 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer
May 5, 2026	Warranty Deed, Transfer
Oct 26, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Jun 1, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COASTAL STATES MORTGAGE
Jun 1, 2020	Warranty Deed, Transfer
Jan 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	May 5, 2026
Deed Book / Page	3972 / 163
Prior Transfer Date	Jun 1, 2020
Prior Transfer Doc	0019460739
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 5, 2026
Property Address	103 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Document Number	0039720183
Book / Page	3972 / 183
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 5, 2026
Property Address	103 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Document Number	0039720163
Book / Page	3972 / 163
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 26, 2022
Property Address	103 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Document Number	0029480635
Book / Page	2948 / 635
Instrument Date	Oct 26, 2022
Instrument	2022-012675
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Investor	Possibly a Property Investor

Mortgage

Document Number	0029480637
Date	Oct 27, 2022
Book Page	0000002948/0000000637

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Nov 1, 2020

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 1, 2020
Property Address	103 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Document Number	0019450696
Book / Page	1945 / 696
Instrument Date	Jun 1, 2020
Instrument	2020-005073
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002

Mortgage

Document Number	0001945697
Date	Jun 1, 2020
Instrument	1945/697

Lender

Name	COASTAL STATES MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 1, 2020
Property Address	103 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Document Number	0019460739
Book / Page	1946 / 739
Instrument Date	Jun 1, 2020
Instrument	2020-005074
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 8, 2020
Property Address	103 BLUFFSIDE CIR, SAVANNAH, GA 31404-0002
Document Number	0018230320
Book / Page	1823 / 320
Instrument Date	Jan 8, 2020
Instrument	2020-000246
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 COMMERCE PL, SAVANNAH, GA 31406-3615
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 103 Bluffside Cir was $6,961, up 4.2% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,320 (+7.61%) Land $48,000 Building $227,320	$688,300 (+7.61%) Land $120,000 Building $568,300
2025	$6,961.00 (+4.24%) Homeowner's exemption	$255,840 Land $48,000 Building $207,840	$639,600 Land $120,000 Building $519,600
2024	$6,678.00
2023		$213,120 (+9.45%) Land $26,000 Building $187,120	$532,800 (+9.45%) Land $65,000 Building $467,800
2022	$5,224.00	$194,720 Land $26,000 Building $168,720	$486,800 Land $65,000 Building $421,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Bluffside Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Bluffside Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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