Effingham County property record for 103 Black Pine Dr, Springfield, GA 31329 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,842 sqft Heated Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Garage | 620 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $193,500 (2020) |
| Tax Bill | $2,943.00 (2025) |
| Primary APN | 0428C-297-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,842 sqft Heated Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 620 sqft Garage |
| Deck Area | 144 sqft Deck |
| Porch | Open Porch |
| Porch Area | 65 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 15619 |
|---|---|
| Street Address | 103 BLACK PINE DR |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-5131 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .40 AC LOT 297 (OUT 428-17) |
| Legal Subdivision | SHADOWBROOK |
| Legal Phase | 3B |
| Legal Block | IIIB |
| Legal Lot Number | 297 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | GUYTON-SPRINGFIELD |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 30205 |
Source: Effingham County records · APN 0428C-297-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 BLACK PINE DR, SPRINGFIELD, GA 31329-5131 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 09, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES |
| Oct 15, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL |
| Sep 17, 2020 | Warranty Deed, Transfer |
| May 19, 2016 | Warranty Deed, Transfer · Line of Credit GEORGIA BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on Record |
| Deed Sale | Sep 17, 2020 · Amount on Record |
| Prior Sale | Sep 07, 2016 · Amount on Record |
| Deed Doc Number | 0002624224 |
| Deed Book / Page | 2624 / 224 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 BLACK PINE DR, SPRINGFIELD, GA 31329-5131 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 103 BLACK PINE DR, SPRINGFIELD, GA 31329-5131 |
| Document Number | 0000002889/0000000208 |
|---|---|
| Date | Jan 09, 2024 |
| Book Page | 0000002889/0000000208 |
| Instrument | D2024000156 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 BLACK PINE DR, SPRINGFIELD, GA 31329-5131 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 103 BLACK PINE DR, SPRINGFIELD, GA 31329-5131 |
| Document Number | 0000003001/0000000700 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 0000003001/0000000700 |
| Instrument | D2025008139 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 BLACK PINE DR, SPRINGFIELD, GA 31329-5131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 103 BLACK PINE DR, SPRINGFIELD, GA 31329-5131 |
| Document Number | 0000002624/0000000226 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 0000002624/0000000226 |
| Instrument | 009582 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 17, 2020 |
| Property Address | 103 BLACK PINE DR, SPRINGFIELD, GA 31329-5131 |
| Document Number | 002624/224 |
| Book / Page | 2624 / 224 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 2020-002651 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 BLACK PINE DR, SPRINGFIELD, GA 31329-5131 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 19, 2016 |
| Property Address | 103 BLACK PINE DR, SPRINGFIELD, GA 31329-5131 |
| Document Number | 002348/637 |
| Book / Page | 2348 / 637 |
| Instrument Date | May 19, 2016 |
| Instrument | 2016-001209 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1190 KING GEORGE BLVD # B, B, SAVANNAH, GA 31419-8990 |
| Investor | Possibly a Property Investor |
| Document Number | 002348/638 |
|---|---|
| Date | May 24, 2016 |
| Book Page | 2348/638 |
| Instrument | 004420 |
| Name | GEORGIA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 01, 2017 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,943.00 (+10.85%) Homeowner's exemption | $127,218 (+6.35%) Land $22,800 Building $104,418 | $318,045 (+6.35%) Land $57,000 Building $261,045 |
| 2024 | $2,655.00 (+6.54%) Homeowner's exemption | $119,625 (+29.22%) Land $22,800 Building $96,825 | $299,063 (+29.22%) Land $57,000 Building $242,063 |
| 2022 | $2,492.00 Homeowner's exemption | $92,577 Land $15,200 Building $77,377 | $231,443 Land $38,000 Building $193,443 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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