103 Bay Hill Ct, Georgetown, KY 40324 Property Records

Scott County property record for 103 Bay Hill Ct, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,474 sqft · built 1997
Lot Size	0.162 acres (7,048 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2017)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-30-157.000`

Property Details

APN / Parcel Number

Primary APN	`139-30-157.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,474 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	7,048 sqft (0.162 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 BAY HILL CT
City	GEORGETOWN
State	KY
Zip	40324-8624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANEWOOD SUB 6
Legal Subdivision	CANEWOOD SUB 6
Legal Block	A
Legal Lot Number	26
Legal Unit	1B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1012
Census Tract	40604

Owner

103 Bay Hill Ct is owned and occupied by an individual who bought it in August 2017.

Source: Scott County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	103 BAY HILL CT, GEORGETOWN, KY 40324-8624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit STOCKTON MORTGAGE CORP
May 2, 2022	Deed, Transfer
Aug 24, 2017	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2017 · Amount on File
Deed Sale	Aug 24, 2017 · Amount on File
Deed Document Number	2017373661
Deed Book / Page	390 / 113
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	103 BAY HILL CT, GEORGETOWN, KY 40324-8624
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	HIGH STREET TITLE COMPANY, HIGH STREET TITLEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1684/619
Date	Apr 22, 2022
Book Page	M1684/619
Instrument	453597

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	103 BAY HILL CT, GEORGETOWN, KY 40324-8624
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1354/538
Date	Aug 24, 2017
Book Page	M1354/538
Instrument	373663

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2027

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	May 2, 2022
Property Address	103 BAY HILL CT, GEORGETOWN, KY 40324-8624
Document Number	00D433/183
Book / Page	D433 / 183
Map Reference	SL 1735
Instrument Date	Apr 15, 2022
Instrument	453909
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1024 GREENDALE RD UNIT 5206, 5206, LEXINGTON, KY 40511-8329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BAY HILL CT, GEORGETOWN, KY 40324-8624

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 24, 2017
Property Address	103 BAY HILL CT, GEORGETOWN, KY 40324-8624
Document Number	00D390/113
Book / Page	D390 / 113
Map Reference	SL251 PG266
Instrument Date	Aug 16, 2017
Instrument	373661
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	103 BAY HILL CT, GEORGETOWN, KY 40324-8624

Mortgage

Document Number	0M1354/519
Date	Aug 24, 2017
Book Page	M1354/519
Instrument	373662

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 103 Bay Hill Ct was $2,848.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,800 (-)	$319,800 (-)
2025	$2,848.00	$319,800	$319,800
2023	$2,765.00 (+24.83%)	$305,000 (+19.42%) Land $55,000 Building $250,000	$305,000 (+19.42%) Land $55,000 Building $250,000
2022	$2,215.00	$255,400 Land $45,000 Building $210,400	$255,400 Land $45,000 Building $210,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Bay Hill Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Bay Hill Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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