102 Bay Hill Ct, Georgetown, KY 40324 Property Records

Scott County property record for 102 Bay Hill Ct, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,289 sqft · built 1998
Lot Size	0.195 acres (8,499 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Mar 2026)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	May 2017 Mortgage Apr 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`139-30-120.000`

Property Details

APN / Parcel Number

Primary APN	`139-30-120.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,289 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	8,499 sqft (0.195 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 BAY HILL CT
City	GEORGETOWN
State	KY
Zip	40324-8624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANEWOOD SUB 6
Legal Subdivision	CANEWOOD SUB 6
Legal Block	A
Legal Lot Number	34
Legal Unit	1B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1012
Census Tract	40604

Owner

102 Bay Hill Ct is owned and occupied by two individuals who bought it in March 2026.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 BAY HILL CT, GEORGETOWN, KY 40324-8624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2017	Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Nov 21, 2006	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Mar 23, 2026	Warranty Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC
Feb 9, 2022	Deed, Transfer PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on File
Deed Sale	Mar 23, 2026 · Amount on File
Prior Sale	May 14, 2014 · Amount on File
Deed Document Number	2026578027
Deed Book / Page	464 / 577
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	102 BAY HILL CT, GEORGETOWN, KY 40324-8624
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1337/483
Date	May 16, 2017
Book Page	M1337/483
Instrument	368870

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	102 BAY HILL CT, GEORGETOWN, KY 40324-8624
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1734/506
Date	Apr 5, 2023
Book Page	M1734/506
Instrument	470409

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	102 BAY HILL CT, GEORGETOWN, KY 40324-8624
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M818/856
Date	Nov 21, 2006
Book Page	M818/856
Instrument	149941

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 7, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 23, 2026
Property Address	102 BAY HILL CT, GEORGETOWN, KY 40324-8624
Document Number	00D464/577
Book / Page	D464 / 577
Map Reference	CAB 5 SL 1914
Instrument Date	Feb 11, 2026
Instrument	578027
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	102 BAY HILL CT, GEORGETOWN, KY 40324-8624

Mortgage

Document Number	0000578030
Date	Mar 23, 2026
Instrument	578030

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 9, 2022
Property Address	102 BAY HILL CT, GEORGETOWN, KY 40324-8624
Document Number	00CD03/208
Book / Page	CD03 / 208
Instrument Date	Feb 9, 2022
Instrument	450291
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$87.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 PERCY PL, GEORGETOWN, KY 40324-2708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BAY HILL CT, GEORGETOWN, KY 40324-8624

Tax Assessment & Valuation

The 2025 property tax bill for 102 Bay Hill Ct was $2,774.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,100 (+18.49%)	$369,100 (+18.49%)
2025	$2,774.00	$311,500	$311,500
2023	$2,598.00 (+22.26%)	$286,600 (+16.98%) Land $50,000 Building $236,600	$286,600 (+16.98%) Land $50,000 Building $236,600
2022	$2,125.00	$245,000 Land $45,000 Building $200,000	$245,000 Land $45,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Bay Hill Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Bay Hill Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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