103 Annie Ave, Troy, MO 63379 Property Records

Lincoln County property record for 103 Annie Ave, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,288 sqft · built 1965
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on File
Last Sale	$154,400 (Jan 2020)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-001-004-020.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-001-004-020.000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,763 sqft (0.293 acres)
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	103 ANNIE AVE
City	TROY
State	MO
Zip	63379-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & S1/2 OF LOT 2 KUHNE HEIGHTS ADDITION
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	KUHNE HEIGHTS
Legal Lot Number	1-2
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3005
Census Tract	810305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Troy Historic District listed 2013 · 42 contributing resources · NRIS 13000857

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

103 Annie Ave is owned and occupied by two individuals who bought it in January 2020.

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 ANNIE AVE, TROY, MO 63379-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 6, 2019	Deed of Trust, Mortgage · Closed-End Mortgage SILEX BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Deed Document Number	2020888
Deed Book / Page	2442 / 891
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 28, 2020
Property Address	103 ANNIE AVE, TROY, MO 63379-1325
Document Number	2442/891
Book / Page	2442 / 891
Map Reference	MB 3 PG 71
Instrument Date	Jan 24, 2020
Instrument	2020000888
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 WINDROSE LN, 220, TROY, MO 63379-4456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ANNIE AVE, TROY, MO 63379-1325

Mortgage

Document Number	2020000889
Date	Jan 28, 2020
Instrument	2020000889

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	103 ANNIE AVE, TROY, MO 63379-1325
Transaction Type	Mortgage
Record Updated	Jan 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2441/0214
Date	Dec 6, 2019
Book Page	2441/0214
Instrument	2019011118

Lender

Name	SILEX BANKING CO
Type	Bank
Address	SILEX, MO 63377

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	11 Months
Due	Nov 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 103 Annie Ave was $1,373.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,856 (-) Land $2,584 Building $19,272
2025	$1,373.00	$21,856 Land $2,584 Building $19,272	$115,030 Land $13,600 Building $101,430
2023	$1,267.00 (+4.8%)	$19,922 Land $1,777 Building $18,145	$104,850 Land $9,350 Building $95,500
2022	$1,209.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Annie Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Annie Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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