103 3rd St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 103 3rd St, Lake Oswego, OR 97034

Property Summary

Property TypeCondominium
Details2 ba · 1,006 sqft · built 1998
Lot Size0.006 acres (261 sqft)
Owner2 Trust Names on File
Last Sale$239,240 (Apr 2011)
Tax Bill$5,602 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Sep 2019 Transfer
Flood ZoneZone X (minimal risk)
APN21E10AA71103

Property Details

APN / Parcel Number

Primary APN21E10AA71103
Alternative APN
  • 01814353

Interior

Full Baths2 Baths
Building Area1,006 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Lot Area261 sqft (0.006 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number01814353
Street Address103 3RD ST
CityLAKE OSWEGO
StateOR
Zip97034-3017
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeEC/R-0
Legal Description3416 LAKEWOOD LOFTS&CONDOS UNIT 103
Legal Range1E
Legal Township2S
Legal Section10
Legal SubdivisionLAKEWOOD LOFTS&CONDOS
Legal Unit103
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1000
Census Tract20201

Owner

103 3rd St, a condominium, is held in a trust since August 2019.

Source: Clackamas County records, as of August 6, 2026

Owner of Record2 Trust Names on File
Mailing Address103 3RD ST, LAKE OSWEGO, OR 97034-3017
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Line of Credit
ONPOINT COMMUNITY CU
Sep 3, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2011 · Amount on File
Deed SaleApr 21, 2011 · Amount on File
Prior SaleMar 6, 2002
Deed Document Number201124286
Last Transfer DateAug 14, 2019
Transfer Doc0000053238
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address103 3RD ST, LAKE OSWEGO, OR 97034-3017
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 3RD ST, LAKE OSWEGO, OR 97034-3017

Mortgage

Document Number0000003219
DateJan 27, 2026
Instrument2026-003219
Lender
NameONPOINT COMMUNITY CU
TypeCredit Union
AddressPORTLAND, OR 97208
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 23, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLACKAMAS OR
Recording DateSep 3, 2019
Property Address103 3RD ST, LAKE OSWEGO, OR 97034-3017
Document Number0000053238
Instrument DateAug 14, 2019
Instrument53238
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address103 3RD ST LAKE OSWEGO OR 970343017, LAKE OSWEGO, OR 97034-3017

Tax Assessment & Valuation

The 2025 property tax bill for 103 3rd St was $5,602.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,602.00$292,352$487,400 Building $487,400
2023$5,292.00$275,570$468,180 Building $468,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 3rd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, CenturyLink, Verizon.

Nearby Properties on 3rd St

Nearby Streets

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