100 3rd St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 100 3rd St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,287 sqft · built 2005
Lot Size	0.072 acres (3,120 sqft)
Owner	2 Trust Names on File
Last Sale	$2,350,000 (Sep 2019)
Tax Bill	$29,831 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`21E10AB11100`

Property Details

APN / Parcel Number

Primary APN	`21E10AB11100`
Alternative APN	`01589347`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,287 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Board & Batten
Foundation Type	Pier/Post & Beam
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,120 sqft (0.072 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	01589347
Street Address	100 3RD ST
City	LAKE OSWEGO
State	OR
Zip	97034-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-W
Legal Description	3066 LAKE OSWEGO SAILING CLUB LT 1
Legal Range	1E
Legal Township	2S
Legal Section	10
Legal Subdivision	LAKE OSWEGO SAILING CLUB
Legal Lot Number	1
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2000
Census Tract	20201

Owner

100 3rd St is held in a trust since May 2020.

Source: Clackamas County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 428, LAKE OSWEGO, OR 97034-0428
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Aug 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 24, 2019	Warranty Deed, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on File
Deed Sale	Sep 24, 2019 · Amount on File
Prior Sale	Sep 29, 2014
Deed Document Number	201958527
Last Transfer Date	May 28, 2020
Transfer Doc	0000065467
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	100 3RD ST, LAKE OSWEGO, OR 97034-3018
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045027
Date	Aug 12, 2022
Instrument	2022-045027

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 17, 2020
Property Address	100 3RD ST, LAKE OSWEGO, OR 97034-3018
Document Number	0000065467
Instrument Date	May 28, 2020
Instrument	65467
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 428 LAKE OSWEGO OR 970340428, LAKE OSWEGO, OR 97034-0428

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 24, 2019
Property Address	100 3RD ST, LAKE OSWEGO, OR 97034-3018
Document Number	0000058527
Instrument Date	Sep 19, 2019
Instrument	2019-058527
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 428, LAKE OSWEGO, OR 97034-0428

Mortgage

Document Number	0000058528
Date	Sep 24, 2019
Instrument	2019-058528

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 100 3rd St was $29,831.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,831.00	$1,556,798	$3,081,665 Land $1,118,385 Building $1,963,280
2023	$28,183.00	$1,467,433	$2,839,622 Land $1,025,812 Building $1,813,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	103.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 individual policies
Nearby Flood Policies	79 units insured incl. 60 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

Nearby Properties on 3rd St

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