Hernando County property record for 10296 Windsor Ct, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,314 sqft · built 1989 |
| Lot Size | 0.306 acres (13,347 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Aug 2020) |
| Tax Bill | $6,062 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R30-223-18-3516-0000-3560 |
| Primary APN | R30-223-18-3516-0000-3560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,314 sqft Living Area |
| Gross Area | 3,079 sqft |
| 1st Floor Area | 2,314 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,347 sqft (0.306 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 1,677 sqft |
| Deck Area | 182 sqft |
| Patio Area | 1,010 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01154681 |
|---|---|
| Street Address | 10296 WINDSOR CT |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-7470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEVEN HILLS UNIT 7 LOTS 356 & 357 SEE RESOLUTION #89-53 AS PER ORB 744 PG 141-42 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 30 |
| Legal Subdivision | SEVEN HILLS UNIT 7 |
| Legal Lot Number | 356 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40901 |
Source: Hernando County records · APN R30-223-18-3516-0000-3560
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10296 WINDSOR CT, SPRING HILL, FL 34608-7470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit HERITAGE FINANCIAL CU |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OPEN MORTGAGE LLC |
| Aug 28, 2020 | Warranty Deed, Transfer OCEAN SANDS TITLE SVCS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Dec 04, 2012 · Amount on Record |
| Deed Document Number | 202053219 |
| Deed Book / Page | 3881 / 1417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10296 WINDSOR CT, SPRING HILL, FL 34608-7470 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10296 WINDSOR CT, SPRING HILL, FL 34608-7470 |
| Document Number | 0046110340 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 4611/340 |
| Instrument | 2025064996 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10296 WINDSOR CT, SPRING HILL, FL 34608-7470 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 70 WOODHILLS DR, GOSHEN, NY 10924-1414 |
| Document Number | 0041421299 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 4142/1299 |
| Instrument | 2022020787 |
| Name | HERITAGE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MIDDLETOWN, NY 10941 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Jul 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10296 WINDSOR CT, SPRING HILL, FL 34608-7470 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037730110 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 3773/0110 |
| Instrument | 2019071587 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 28, 2020 |
| Property Address | 10296 WINDSOR CT, SPRING HILL, FL 34608-7470 |
| Document Number | 0038811417 |
| Book / Page | 003881 / 001417 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 53219 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2020 |
| Title Company | OCEAN SANDS TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 JACKSON AVE MIDDLETOWN NY 109404123, MIDDLETOWN, NY 10940-4123 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,062.00 (+17.03%) Homeowner's exemption Widower's exemption | $414,380 (+46.88%) Land $88,617 Building $325,763 | $414,380 (-2.15%) Land $88,617 Building $325,763 |
| 2023 | $282,124 (-23.36%) Land $282,124 | ||
| 2022 | $5,180.00 | $368,128 Land $59,790 Building $308,338 | $423,477 Land $88,617 Building $334,860 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
Based on FCC filings for 359 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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