10288 Windsor Ct, Spring Hill, FL 34608 Property Records

Hernando County property record for 10288 Windsor Ct, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 2000
Lot Size	0.245 acres (10,686 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Jan 2022)
Tax Bill	$5,043 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R30-223-18-3516-0000-3580`

Property Details

APN / Parcel Number

Primary APN	`R30-223-18-3516-0000-3580`
Alternative APNs	`01154707` `1154707`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,786 sqft
1st Floor Area	1,736 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Exterior Material	Concrete Block/Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,686 sqft (0.245 acres)
Garage Type	Attached
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Enclosed Porch
Porch Area	1,422 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01154707
Street Address	10288 WINDSOR CT
City	SPRING HILL
State	FL
Zip	34608-7470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN HILLS UNIT 7 LOT 358
Legal Range	18E
Legal Township	23S
Legal Section	30
Legal Subdivision	SEVEN HILLS UNIT 7
Legal Lot Number	358
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	40901

Owner

Source: Hernando County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10288 WINDSOR CT, SPRING HILL, FL 34608-7470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 6, 2017	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	20222807
Deed Book / Page	4111 / 1929
Prior Transfer Date	Jun 8, 2020
Prior Transfer Doc	0038511784
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 10, 2022
Property Address	10288 WINDSOR CT, SPRING HILL, FL 34608-7470
Document Number	0041111929
Book / Page	4111 / 1929
Map Reference	MB 22 PG 36&37
Instrument Date	Jan 7, 2022
Instrument	2022002807
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,729.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11439 LAGORCE AVE, 11439, SPRING HILL, FL 34609-2324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10288 WINDSOR CT, SPRING HILL, FL 34608-7470

Mortgage

Document Number	0041111931
Date	Jan 10, 2022
Instrument	4111/1931

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.5%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10288 WINDSOR CT, SPRING HILL, FL 34608-7470
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039701161
Date	Mar 24, 2021
Book Page	3970/1161
Instrument	2021020063

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 17, 2020
Property Address	10288 WINDSOR CT, SPRING HILL, FL 34608-7470
Document Number	0038511784
Book / Page	003851 / 001784
Instrument Date	Jun 8, 2020
Instrument	36186
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10288 WINDSOR CT SPRING HILL FL 346087470, SPRING HILL, FL 34608-7470

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 6, 2017
Property Address	10288 WINDSOR CT, SPRING HILL, FL 34608-7470
Document Number	0034760227
Book / Page	003476 / 000227
Instrument Date	May 31, 2017
Instrument	31972
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10288 WINDSOR CT SPRING HILL FL 346087470, SPRING HILL, FL 34608-7470

Mortgage

Document Number	34760228
Date	Jun 6, 2017
Book Page	003476/000228
Instrument	31973

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.14%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,043.00 (+7.34%) Homeowner's exemption Senior Citizen's exemption	$369,044 (-2.22%) Land $28,318 Building $340,726	$369,044 (-2.22%) Land $28,318 Building $340,726
2023		$377,422 Land $54,309 Building $323,113
2022	$4,698.00		$377,422 Land $28,318 Building $349,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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