10296 Barnes Rd, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 10296 Barnes Rd, Eaton Rapids, MI 48827

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,008 sqft · built 1978
Lot Size1.05 acres (45,738 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Mar 2023)
Tax Bill$2,896 (2025)
Deeds & MortgagesSep 2025 Mortgage
Mar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12005410003000

Property Details

APN / Parcel Number

Primary APN12005410003000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area45,738 sqft (1.05 acres)
Garage Area528 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10296 BARNES RD
CityEATON RAPIDS
StateMI
Zip48827-9235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 3. MADSEN ESTATES SEC. 35, T2N, R3W, EATON RAPIDS TWP 1976
Legal Range03W
Legal Township02N
Legal Section35
Legal SubdivisionMADSEN ESTATES
Legal Lot Number3
JurisdictionEATON MI
Township / Civil DivisionEATON RAPIDS
Census Block Group2
Census Block2015
Census Tract21301

Owner

10296 Barnes Rd is owned and occupied by an individual who bought it in March 2023.

Source: Eaton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address10296 BARNES RD, EATON RAPIDS, MI 48827-9235
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · USDA Mortgage
UNION HOME MORTGAGE CORP
Mar 16, 2023Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2023 · Amount on File
Deed SaleMar 16, 2023 · Amount on File
Prior SaleAug 7, 2003 · Amount on File
Deed Book / Page3042 / 364
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address10296 BARNES RD, EATON RAPIDS, MI 48827-9235
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyMUTUAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10296 BARNES RD, EATON RAPIDS, MI 48827-9235

Mortgage

Document Number0003156/43
DateSep 19, 2025
Book Page3156/43
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateMar 16, 2023
Property Address10296 BARNES RD, EATON RAPIDS, MI 48827-9235
Document Number003042/364
Book / Page3042 / 364
Map ReferenceLB 7 PG 44
Instrument DateMar 15, 2023
Transaction TypeTransfer
Record UpdatedMar 28, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,612.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11501 BUNKER HWY, EATON RAPIDS, MI 48827-9217

Transferred To (Grantee/Buyer)

NameVerified Name
Address3719 SNOWY PINE DR, CHARLOTTE, MI 48813

Mortgage

Document Number0030420366
DateMar 16, 2023
Instrument3042-0366
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 10296 Barnes Rd was $2,896 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
County SubdivisionEaton Rapids Township
Unified School DistrictEaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$102,100$193,894 Land $30,225 Building $163,669
2025$2,896.00
2023$83,200$166,400
2022$2,773.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10296 Barnes Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1999–2004)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10296 Barnes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
HomeWorks Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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