10294 Limerick Cir, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 10294 Limerick Cir, Covington, KY 41015 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · built 2019
Lot Size0.289 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (Feb 2022)
Tax Bill$5,349 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jan 2022 Sale
+ 7 more
Flood ZoneZone X (minimal risk)
APN072-00-03-046.00

Property Details

APN / Parcel Number

Primary APN072-00-03-046.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2019
Exterior MaterialCombination
Foundation TypeConcrete
Lot Area12,632 sqft (0.289 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0720003046.00
Street Address10294 LIMERICK CIR
CityCOVINGTON
StateKY
Zip41015-2473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHFORD VILLAGE SEC 5 LOT 46
Legal SubdivisionASHFORD VILLAGE
Legal Phase5
Legal Lot Number46
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1026
Census Tract65800

Owner

Source: Kenton County records · APN 072-00-03-046.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10294 LIMERICK CIR, COVINGTON, KY 41015-2473
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2022Special Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jan 31, 2022Warranty Deed, Transfer
BRIDGETRUST TITLE GROUP
Mar 27, 2020Deed of Trust, Mortgage
QUICKEN LNS
Apr 03, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
QUICKEN LNS
Sep 28, 2018Deed of Trust, Mortgage
HERITAGE BK
Sep 27, 2018Grant Deed, Transfer
ATTORNEY ONLY
Mar 21, 2018Loan Modification, Mortgage
HERITAGE BK/LAFAYETTE
Dec 21, 2016Loan Modification, Mortgage
HERITAGE BK
Jun 13, 2016Loan Modification, Mortgage
HERITAGE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2022 · Amount on Record
Deed SaleFeb 01, 2022 · Amount on Record
Prior SaleJan 31, 2022 · Amount on Record
Deed Document Number0000145834
Deed Book / Page145 / 834
Record UpdatedJun 08, 2026

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENTON KY
Recording DateFeb 01, 2022
Property Address10294 LIMERICK CIR, COVINGTON, KY 41015-2473
Document Number0005900040
Book / Page145 / 834
Map ReferenceSL A-686
Instrument DateJan 24, 2022
Instrument22020105900040
Transaction TypeTransfer
Record UpdatedFeb 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1855 GATEWAY BLVD STE 200, 1855, CONCORD, CA 94520-8413

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10294 LIMERICK CIR, COVINGTON, KY 41015-2473

Mortgage

Document Number0005900041
DateFeb 01, 2022
Book Page333/154
Instrument22020105900041
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 31, 2022
Property Address10294 LIMERICK CIR, COVINGTON, KY 41015-2473
Document Number0005900187
Book / Page145 / 671
Map ReferenceSL A-86
Instrument DateDec 28, 2021
Instrument22013105900187
Transaction TypeTransfer
Record UpdatedFeb 14, 2022
Title CompanyBRIDGETRUST TITLE GROUP

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10294 LIMERICK CIR, 10294, COVINGTON, KY 41015-2473

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 GATEWAY BLVD STE 200, 200, CONCORD, CA 94520-8413

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10294 LIMERICK CIR, COVINGTON, KY 41015-2473
Document Number0000000056
Instrument DateMar 27, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10294 LIMERICK CIR COVINGTON KY 410152473, COVINGTON, KY 41015-2473

Mortgage

Document Number0000000056
DateApr 22, 2020
Book Page000M35/000268
Instrument56
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueApr 21, 2035

April 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 03, 2019
Property Address10294 LIMERICK CIR, COVINGTON, KY 41015-2473
Document Number0000000145
Book / Page0I4245 / 000263
Instrument DateMar 08, 2019
Instrument145
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2019
Title CompanyTERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$328.75
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10294 LIMERICK CIR COVINGTON KY 410152473, COVINGTON, KY 41015-2473

Mortgage

Document Number146
DateApr 03, 2019
Book Page0I4245/000266
Instrument146
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 02, 2039

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10294 LIMERICK CIR, COVINGTON, KY 41015-2473
Document Number0000000114
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedNov 01, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2807 AMSTERDAM RD VILLA HILLS KY 410174405, VILLA HILLS, KY 41017-4405

Mortgage

Document Number0000000114
DateOct 16, 2018
Book Page0I4180/000142
Instrument114
Lender
NameHERITAGE BK
TypeBank
AddressBURLINGTON, KY 41005
Agreement
AmountAmount Recorded
Term36 Months
DueOct 15, 2021

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateSep 27, 2018
Property Address10294 LIMERICK CIR, COVINGTON, KY 41015-2473
Document Number0000000032
Book / Page0I4171 / 000162
Instrument DateSep 13, 2018
Instrument32
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$36.85
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address211 GRANDVIEW DR FORT MITCHELL KY 410172759, FORT MITCHELL, KY 41017-2759
InvestorPossibly a Property Investor

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address10294 LIMERICK CIR, COVINGTON, KY 41015-2473
Document Number0000000091
Instrument DateMar 21, 2018
Transaction TypeMortgage
Record UpdatedApr 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8080 STEILEN DR FLORENCE KY 410429641, FLORENCE, KY 41042-9641

Mortgage

Document Number0000000091
DateApr 04, 2018
Book Page0I4088/000223
Instrument91
Lender
NameHERITAGE BK/LAFAYETTE
TypeBank
AddressBURLINGTON, KY 41005
Agreement
Term12 Months
DueApr 03, 2019

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address10294 LIMERICK CIR, COVINGTON, KY 41015-2473
Document Number0000000247
Instrument DateDec 21, 2016
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8080 STEILEN DR FLORENCE KY 410429641, FLORENCE, KY 41042-9641

Mortgage

Document Number0000000247
DateJan 05, 2017
Book Page0I3881/000297
Instrument247
Lender
NameHERITAGE BK
TypeBank
AddressBURLINGTON, KY 41005
Agreement
Term12 Months
DueJan 04, 2018

June 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address10294 LIMERICK CIR, COVINGTON, KY 41015-2473
Document Number0000000147
Instrument DateJun 13, 2016
Transaction TypeMortgage
Record UpdatedJul 12, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8080 STEILEN DR FLORENCE KY 410429641, FLORENCE, KY 41042-9641

Mortgage

Document Number0000000147
DateJun 26, 2018
Book Page0I4124/000327
Instrument147
Lender
NameHERITAGE BK
TypeBank
AddressBURLINGTON, KY 41005
Agreement
Term12 Months
DueJun 25, 2019

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,349.00 (-7.86%)$460,000 (-) Land $45,000 Building $415,000$460,000 (-) Land $45,000 Building $415,000
2023$5,805.00$460,000 Land $36,800 Building $423,200$460,000 Land $36,800 Building $423,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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