Kenton County property record for 10287 Limerick Cir, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,546 sqft · built 2006 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $266,500 (Jan 2019) |
| Tax Bill | $3,137 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Mar 2022 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-03-080.00 |
| Primary APN | 072-00-03-080.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,546 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 228 ft deep x 80 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 10287 LIMERICK CIR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHFORD VILLAGE SEC 5 LOT 80 |
| Legal Subdivision | ASHFORD VILLAGE |
| Legal Phase | 5 |
| Legal Lot Number | 80 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 65800 |
Source: Kenton County records · APN 072-00-03-080.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10287 LIMERICK CIR, COVINGTON, KY 41015-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 28, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 08, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 09, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 05, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 15, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jan 28, 2019 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 28, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR |
| May 25, 2017 | Deed of Trust, Mortgage AMERICAN MTG SVC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 28, 2019 · Amount on Record |
| Deed Sale | Jan 28, 2019 · Amount on Record |
| Prior Sale | Apr 26, 2006 · Amount on Record |
| Deed Document Number | 201901 28 059 00237 |
| Deed Book / Page | 4220 / 18 |
| Last Transfer Date | Oct 23, 2020 |
| Transfer Doc | 0005900245 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10287 LIMERICK CIR, COVINGTON, KY 41015-2420 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10287 LIMERICK CIR, COVINGTON, KY 41015-2420 |
| Document Number | 0005900012 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | KCM 515/883 |
| Instrument | 23122105900012 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10287 LIMERICK CIR, COVINGTON, KY 41015-2420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900132 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 353/244 |
| Instrument | 22032805900132 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10287 LIMERICK CIR, COVINGTON, KY 41015-2420 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900335 |
|---|---|
| Date | Jun 08, 2021 |
| Book Page | 228/355 |
| Instrument | 21060805900335 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10287 LIMERICK CIR, COVINGTON, KY 41015-2420 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900264 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 199/309 |
| Instrument | 21040905900264 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 05, 2020 |
| Property Address | 10287 LIMERICK CIR, COVINGTON, KY 41015-2420 |
| Document Number | 0000000245 |
| Book / Page | 000053 / 000526 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 245 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $268.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10287 LIMERICK CIR COVINGTON KY 410152420, COVINGTON, KY 41015-2420 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10287 LIMERICK CIR, COVINGTON, KY 41015-2420 |
| Document Number | 0000000151 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10287 LIMERICK CIR COVINGTON KY 410152420, COVINGTON, KY 41015-2420 |
| Document Number | 0000000151 |
|---|---|
| Date | Nov 07, 2019 |
| Book Page | 004357/000324 |
| Instrument | 151 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 28, 2019 |
| Property Address | 10287 LIMERICK CIR, COVINGTON, KY 41015-2420 |
| Document Number | 0000000237 |
| Book / Page | 0I4220 / 000018 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 237 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2019 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $266.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10287 LIMERICK CIR COVINGTON KY 410152420, COVINGTON, KY 41015-2420 |
| Document Number | 238 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 0I4220/000021 |
| Instrument | 238 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10287 LIMERICK CIR, COVINGTON, KY 41015-2420 |
| Document Number | 0000000229 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10287 LIMERICK CIR COVINGTON KY 410152420, COVINGTON, KY 41015-2420 |
| Document Number | 0000000229 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | ORI397/000301 |
| Instrument | 229 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 19, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10287 LIMERICK CIR, COVINGTON, KY 41015-2420 |
| Document Number | 0000000083 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2018 |
| Title Company | SPRINGDALE TITLE LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10287 LIMERICK CIR COVINGTON KY 410152420, COVINGTON, KY 41015-2420 |
| Document Number | 0000000083 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 003960/000283 |
| Instrument | 83 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 26, 2032 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,137.00 (+4.01%) Disabled Person's exemption | $318,900 (+11.74%) Land $45,000 Building $273,900 | $318,900 (+11.74%) Land $45,000 Building $273,900 |
| 2023 | $3,016.00 Disabled Person's exemption | $285,400 Land $40,000 Building $245,400 | $285,400 Land $40,000 Building $245,400 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 120 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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