10292 Dickerson Mill Rd, Moneta, VA 24121 Property Records

Bedford County property record for 10292 Dickerson Mill Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1938
Lot Size	3.32 acres (144,619 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Mar 2024)
Tax Bill	$709 (2026)
Deeds & Mortgages	Apr 2026 Transfer Mar 2024 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`178 A 8`

Property Details

APN / Parcel Number

Primary APN	`178 A 8`
Alternative APNs	`17801100` `500716`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	250 sqft
Basement Area	250 sqft
Unfinished Basement	250 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	144,619 sqft (3.32 acres)
Porch	Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	10292 DICKERSON MILL RD
City	MONETA
State	VA
Zip	24121-4857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONY CR PB 65/269
Legal Subdivision	STONY CR
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	1
Census Block	1030
Census Tract	30604

Owner

10292 Dickerson Mill Rd is owned and occupied by two individuals who acquired it in March 2026.

Source: Bedford County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10292 DICKERSON MILL RD, MONETA, VA 24121-4857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Mar 19, 2024	Warranty Deed, Transfer · Line of Credit CARDINAL FINANCIAL COMPANY LP
Jul 26, 2017	Warranty Deed, Transfer · Line of Credit FARM CREDIT OF THE VIRGINIAS ACA
Jul 26, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2024 · Amount on File
Deed Sale	Mar 19, 2024 · Amount on File
Prior Sale	Jul 26, 2017 · Amount on File
Deed Document Number	20241963
Last Transfer Date	Mar 27, 2026
Transfer Doc	0000003746
Record Updated	Oct 29, 2026

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 29, 2026
Property Address	10292 DICKERSON MILL RD, MONETA, VA 24121-4857
Document Number	0000003746
Instrument Date	Mar 27, 2026
Instrument	20263746
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10292 DICKERSON MILL RD, MONETA, VA 24121-4857

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 19, 2024
Property Address	10292 DICKERSON MILL RD, MONETA, VA 24121-4857
Document Number	0240001963
Instrument Date	Mar 15, 2024
Instrument	240001963
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10290 DICKERSON MILL RD, MONETA, VA 24121-4857

Mortgage

Document Number	0240001964
Date	Mar 19, 2024
Instrument	240001964

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 26, 2017
Property Address	10292 DICKERSON MILL RD, MONETA, VA 24121-4857
Document Number	0170006767
Instrument Date	Jul 26, 2017
Instrument	170006767
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170006768
Date	Jul 26, 2017
Instrument	170006768

Lender

Name	FARM CREDIT OF THE VIRGINIAS ACA

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Jul 26, 2017
Property Address	10292 DICKERSON MILL RD, MONETA, VA 24121-4857
Document Number	170006769
Instrument Date	Jul 26, 2017
Instrument	170006769
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 10292 Dickerson Mill Rd was $709.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$709.00	$173,000 (-) Land $55,400 Building $117,600
2025	$709.00	$173,000 Land $55,400 Building $117,600
2023	$342.00 (+45.53%) Additional exemption filed	$41,800 (+77.49%)	$173,000 (+267.3%) Land $55,400 Building $117,600
2022	$235.00 Additional exemption filed	$23,550	$47,100 Land $24,100 Building $23,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10292 Dickerson Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10292 Dickerson Mill Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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