10121 Dickerson Mill Rd, Moneta, VA 24121 Property Records

Bedford County property record for 10121 Dickerson Mill Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,676 sqft · built 2004
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,290 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`178 A 71P`

Property Details

APN / Parcel Number

Primary APN	`178 A 71P`
Alternative APNs	`17808101` `457655`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	1,676 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	936 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)
Deck Area	292 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	10121 DICKERSON MILL RD
City	MONETA
State	VA
Zip	24121-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SHOULDER CAMP CR
Legal Subdivision	SHOULDER CAMP
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1026
Census Tract	30604

Owner

10121 Dickerson Mill Rd is owned and occupied by two individuals who acquired it in October 2014.

Source: Bedford County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10121 DICKERSON MILL RD, MONETA, VA 24121-4702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST BANK AND TRUST COMPANY
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 30, 2014
Transfer Doc	0000009180
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	10121 DICKERSON MILL RD, MONETA, VA 24121-4702
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220010026
Date	Sep 6, 2022
Instrument	220010026

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	10121 DICKERSON MILL RD, MONETA, VA 24121-4702
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004708
Date	Mar 29, 2021
Instrument	210004708

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	10121 DICKERSON MILL RD, MONETA, VA 24121-4702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180000433
Date	Jan 18, 2018
Instrument	180000433

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2038

Interest

Rate Type	Fixed Rate
Rate	4.1%

Tax Assessment & Valuation

The 2026 property tax bill for 10121 Dickerson Mill Rd was $1,290.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,290.00	$314,700 Land $70,000 Building $244,700
2023	$1,290.00 Additional exemption filed	$157,350	$314,700 Land $70,000 Building $244,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10121 Dickerson Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10121 Dickerson Mill Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960

Cell Coverage

4G LTE only, no 5G reported

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