10291 Arroyo Ave, Hesperia, CA 92345 Property Records

San Bernardino County property record for 10291 Arroyo Ave, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,425 sqft · built 1973
Lot Size	0.445 acres (19,380 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Dec 2019)
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0408-074-20-0000`

Property Details

APN / Parcel Number

Primary APN	`0408-074-20-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	1,805 sqft
1st Floor Area	1,425 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	19,380 sqft (0.445 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	10291 ARROYO AVE
City	HESPERIA
State	CA
Zip	92345-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 5081 LOT 489 TR NO 5O81 LUCKY STAR RANCHOS NO 2 LOT 489 EX WTR RTS AND 1/2 INT MIN RTS WITHOUT S E
Legal Subdivision	LUCKY STAR RANCHOS
Legal Tract	5081
Legal Block	3
Legal Lot Number	489
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3012
Census Tract	10015

Owner

10291 Arroyo Ave is owned and occupied by two individuals who bought it in December 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12091 ARROYO AVE, HESPERIA, CA 92345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Dec 18, 2019	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	May 30, 2012 · Amount on File
Deed Document Number	2019468020
Prior Transfer Date	Oct 7, 2015
Prior Transfer Doc	0000440522
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10291 ARROYO AVE, HESPERIA, CA 92345-2800
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10291 ARROYO AVE, HESPERIA, CA 92345-2800

Mortgage

Document Number	0000350704
Date	Oct 24, 2022
Instrument	2022-0350704

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 18, 2019
Property Address	10291 ARROYO AVE, HESPERIA, CA 92345-2800
Document Number	0000468020
Map Reference	MB 60 PG 48-50
Instrument Date	Dec 11, 2019
Instrument	2019-0468020
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	WESTMINSTER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10291 ARROYO AVE, HESPERIA, CA 92345-2800

Mortgage

Document Number	0000468021
Date	Dec 18, 2019
Instrument	2019-0468021

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10291 Arroyo Ave was $2,692 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$250,991 (+2%) Land $50,198 Building $200,793
2025	$2,692.00 Homeowner's exemption	$246,070 Land $49,214 Building $196,856
2023	$2,671.00 (+2.34%)	$236,515 Land $47,303 Building $189,212
2022	$2,610.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10291 Arroyo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10291 Arroyo Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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