1029 Village Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1029 Village Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,900 sqft · built 2013
Lot Size	7.05 acres (307,098 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Aug 2023)
Tax Bill	$16,803 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-600-07-00`

Property Details

APN / Parcel Number

Primary APN	`122-600-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,900 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	307,098 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1029 VILLAGE DR
City	OCEANSIDE
State	CA
Zip	92057-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS-MP-1
Legal Description	LOT 7 TR 015822
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015822
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

1029 Village Dr is owned and occupied by two individuals who bought it in August 2023.

Source: San Diego County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1029 VILLAGE DR, OCEANSIDE, CA 92057-1942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 24, 2023	Grant Deed, Transfer · Conventional Mortgage LADERA LENDING INC
May 3, 2022	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST
Mar 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on File
Deed Sale	Aug 24, 2023 · Amount on File
Prior Sale	May 29, 2013 · Amount on File
Deed Document Number	2023230784
Prior Transfer Date	Feb 23, 2021
Prior Transfer Doc	0000212254
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2026
Property Address	1029 VILLAGE DR, OCEANSIDE, CA 92057-1942
Document Number	0000279739
Instrument Date	Sep 21, 2026
Instrument	2026279739
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 VILLAGE DR, OCEANSIDE, CA 92057-1942

Mortgage

Document Number	0000279739,
Date	Sep 25, 2026
Instrument	2026279739

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2023
Property Address	1029 VILLAGE DR, OCEANSIDE, CA 92057-1942
Document Number	0000230784
Map Reference	MAP 15822
Instrument Date	Jul 31, 2023
Instrument	2023-0230784
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1029 VILLAGE DR, OCEANSIDE, CA 92057-1942

Mortgage

Document Number	0000230785
Date	Aug 24, 2023
Instrument	2023-0230785

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1029 VILLAGE DR, OCEANSIDE, CA 92057-1942
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12655 OLIVE BLVD 250, 250, SAINT LOUIS, MO 63141-6343

Mortgage

Document Number	0000191830
Date	May 3, 2022
Instrument	2022-0191830

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2021
Property Address	1029 VILLAGE DR, OCEANSIDE, CA 92057-1942
Document Number	0000212254
Map Reference	MAP 15822
Instrument Date	Feb 23, 2021
Instrument	2021-0212254
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 VILLAGE DR, OCEANSIDE, CA 92057-1942

Tax Assessment & Valuation

The 2025 property tax bill for 1029 Village Dr was $16,803, down 0.2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,430,550 (+2%) Land $936,360 Building $494,190
2025	$16,803.00 (-0.24%)	$1,402,500 Land $918,000 Building $484,500
2024	$16,843.00 (+53.65%)
2023	$10,962.00 (+1.39%) Homeowner's exemption	$825,440 Land $414,258 Building $411,182
2022	$10,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1029 Village Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1029 Village Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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