1022 Village Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1022 Village Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,788 sqft · built 2014
Lot Size	0.82 acres (35,719 sqft)
Owner	Company Name on Record
Last Sale	$880,000 (Jul 2014)
Tax Bill	$11,149 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-600-27-00`

Property Details

APN / Parcel Number

Primary APN	`122-600-27-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,788 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	35,719 sqft (0.82 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1022 VILLAGE DR
City	OCEANSIDE
State	CA
Zip	92057-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS-MP-1
Legal Description	LOT 77 TR 015822
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015822
Legal Block	3
Legal Lot Number	77
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1022 VILLAGE DR, OCEANSIDE, CA 92057-1942
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2014 · Amount on Record
Deed Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	2014303564
Last Transfer Date	Jul 21, 2016
Transfer Doc	0000450145
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1022 VILLAGE DR, OCEANSIDE, CA 92057-1942
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 VILLAGE DR, OCEANSIDE, CA 92057-1942

Mortgage

Document Number	0000402452
Date	May 28, 2021
Instrument	2021-0402452

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jun 1, 2031
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,084,426 (+2%) Land $490,351 Building $594,075
2025	$11,149.00 (+4.44%) Homeowner's exemption	$1,063,164 (+4.04%) Land $480,737 Building $582,427
2023	$10,675.00 (+1.76%) Homeowner's exemption	$1,021,881 Land $462,070 Building $559,811
2022	$10,490.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20