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1029 Thoughtful Spot Ln, Durham, NC 27703 Property Records

Durham County property record for 1029 Thoughtful Spot Ln, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,424 sqft · built 2016
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$252,500 (May 2016)
Tax Bill$4,581 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0840-85-1808

Property Details

APN / Parcel Number

Primary APN0840-85-1808
Alternative APNs
  • 0840-85-18-0873
  • 216061

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,424 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1029 THOUGHTFUL SPOT LN
CityDURHAM
StateNC
Zip27703-9880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR 6.038
Legal DescriptionHANOVER POINTE/AREA A/LT# 091 REV PL:000193-000108
Legal SubdivisionHANOVER POINTE
Legal Lot Number91
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group2
Census Block2010
Census Tract1808

Owner

Source: Durham County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1029 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Jan 26, 2017Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2016 · Amount on Record
Deed SaleMay 13, 2016 · Amount on Record
Deed Document Number201614971
Deed Book / Page7929 / 661
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Recording DateAug 11, 2026
Property Address1029 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880
Document Number0000183991
Book / Page10603 / 738
Instrument DateAug 2, 2026
Instrument2026183991
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880

Mortgage

Document Number0000183991,
DateAug 11, 2026
Book Page10603/738
Instrument2026183991
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 27, 2046
Interest
Rate6.43%
Max Rate-1%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address1029 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880
Document Number0081200379
Book / Page008120 / 000379
Instrument DateJan 26, 2017
Transaction TypeMortgage
Record UpdatedFeb 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 THOUGHTFUL SPOT LN DURHAM NC 277039880, DURHAM, NC 27703-9880

Mortgage

Document Number0081200379
DateFeb 6, 2017
Book Page008120/000379
Instrument3972
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 5, 2047

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,581.00 (+28.43%)$462,159 (+69.69%) Land $78,400 Building $383,759$462,159 (+69.69%) Land $78,400 Building $383,759
2023$3,567.00 (+2.35%)$272,353 Land $50,400 Building $221,953$272,353 Land $50,400 Building $221,953
2022$3,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimJul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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