Durham County property record for 1023 Thoughtful Spot Ln, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,406 sqft · built 2016 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (May 2023) |
| Tax Bill | $4,635 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0840-85-1905 |
| Primary APN | 0840-85-1905 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,406 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1023 THOUGHTFUL SPOT LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-9880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 6.038 |
| Legal Description | HANOVER POINTE/AREA A/LT# 093 PL:000193-000108 |
| Legal Subdivision | HANOVER POINTE |
| Legal Lot Number | 93 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1808 |
1023 Thoughtful Spot Ln is owned and occupied by two individuals who bought it in May 2023.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1023 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2023 · Amount on File |
| Deed Sale | May 3, 2023 · Amount on File |
| Prior Sale | Apr 27, 2016 · Amount on File |
| Deed Document Number | 202360495 |
| Deed Book / Page | 9910 / 421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | May 3, 2023 |
| Property Address | 1023 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880 |
| Document Number | 0099100421 |
| Book / Page | 9910 / 421 |
| Map Reference | MB 193 PG 106-109 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023060495 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2111 EVA KAY WAY, HILLSBOROUGH, NC 27278-8148 |
| Name | Verified Name |
|---|---|
| Address | 1023 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880 |
| Document Number | 2023060496 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2023060496 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 11.4% |
| Index | 5-Year TN |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1023 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0089070346 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 8907/346 |
| Instrument | 2020011477 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2026 property tax bill for 1023 Thoughtful Spot Ln was $4,635, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,635.00 (+2.52%) | $456,069 (-) Land $78,400 Building $377,669 | $456,069 (-) Land $78,400 Building $377,669 |
| 2025 | $4,521.00 | $456,069 Land $78,400 Building $377,669 | $456,069 Land $78,400 Building $377,669 |
| 2023 | $3,506.00 (+2.34%) | $267,721 Land $50,220 Building $217,501 | $267,721 Land $50,220 Building $217,501 |
| 2022 | $3,426.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1023 Thoughtful Spot Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1023 Thoughtful Spot Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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