1029 Smith St, Monroe, MI 48161 Property Records

Monroe County property record for 1029 Smith St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 1950
Lot Size	0.408 acres (17,772 sqft)
Owner	Individual Name on Record
Last Sale	$98,900 (Jan 2019)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-125-016-00`

Property Details

APN / Parcel Number

Primary APN	`12-125-016-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	5 Stories
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	510 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	17,772 sqft (0.408 acres)
Lot Dimensions	130 ft deep x 43 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1029 SMITH ST
City	MONROE
State	MI
Zip	48161-4087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 17 THE GREENING AND GUETTLER PLAT LOT 19
Legal Subdivision	THE GREENING & GUETTLER
Legal Lot Number	19
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1011
Census Tract	832200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1029 SMITH ST, MONROE, MI 48161-4087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 14, 2019	Warranty Deed, Transfer · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Deed Document Number	2019725
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1029 SMITH ST, MONROE, MI 48161-4087
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13765 DUNLAP RD, LA SALLE, MI 48145-9679

Mortgage

Document Number	0000012779
Date	Jun 20, 2022
Instrument	2022R12779

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 14, 2019
Property Address	1029 SMITH ST, MONROE, MI 48161-4087
Document Number	0000000725
Instrument Date	Dec 26, 2018
Instrument	725
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5929 W MAPLE ST ROMULUS MI 481742341, ROMULUS, MI 48174-2341

Mortgage

Document Number	3303
Date	Jan 14, 2019
Instrument	3303

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,200 (+41.49%) Land $4,900 Building $63,300	$136,400 (+41.49%) Land $9,800 Building $126,600
2025	$1,994.00 (+43.04%) Homeowner's exemption
2023	$1,394.00 Homeowner's exemption	$48,200	$96,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1982–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

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