Monroe County property record for 1023 Smith St, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,524 sqft · built 1947 |
| Lot Size | 0.817 acres (35,589 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Nov 2022) |
| Tax Bill | $1,123 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-125-015-00 |
| Primary APN | 12-125-015-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Basement Area | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 35,589 sqft (0.817 acres) |
| Lot Dimensions | 130 ft deep x 86 ft wide |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1023 SMITH ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-4087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 17 THE GREENING AND GUETTLER PLAT LOTS 17 & 18 |
| Legal Subdivision | THE GREENING & GUETTLER |
| Legal Lot Number | 17-18 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 832200 |
Source: Monroe County records · APN 12-125-015-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1023 SMITH ST, MONROE, MI 48161-4087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC |
| Nov 28, 2022 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Jun 10, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on Record |
| Deed Sale | Nov 28, 2022 · Amount on Record |
| Prior Sale | Oct 08, 2010 · Amount on Record |
| Deed Document Number | 202222351 |
| Prior Transfer Date | Jun 08, 2020 |
| Prior Transfer Doc | 0000011207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 1023 SMITH ST, MONROE, MI 48161-4087 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1023 SMITH ST, MONROE, MI 48161-4087 |
| Document Number | 0000003498 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024R03498 |
| Name | SERVICEMAC LLC |
|---|---|
| Type | Mortgage Company |
| Address | 9726 OLD BAILES RD STE 200, FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 28, 2022 |
| Property Address | 1023 SMITH ST, MONROE, MI 48161-4087 |
| Document Number | 0000022351 |
| Map Reference | LB 3 PG 62 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022R22351 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Title Company | LAWYERS TITLE AGCY OF MONROE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1602 ROMAN DR, MONROE, MI 48162-4126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1023 SMITH ST, MONROE, MI 48161-4087 |
| Document Number | 0000022209 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022R22209 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 10, 2020 |
| Property Address | 1023 SMITH ST, MONROE, MI 48161-4087 |
| Document Number | 0000011207 |
| Instrument Date | Jun 08, 2020 |
| Instrument | 11207 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1023 SMITH ST MONROE MI 481614087, MONROE, MI 48161-4087 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Monroe Charter Township |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,100 (+53.43%) | $212,200 (+53.43%) | |
| 2025 | $1,123.00 (-29.37%) Homeowner's exemption | ||
| 2023 | $1,590.00 | $69,150 | $138,300 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), as of September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158322001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1982–2024) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Broadband, T-Mobile USA.
Based on FCC filings for 521 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0004450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONROE serves 49,467 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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