1029 Sinclair Pointe, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 1029 Sinclair Pointe, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,625 sqft · built 2013
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (Apr 2024)
Tax Bill	$8,420 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-14288`

Property Details

APN / Parcel Number

Primary APN	`04-14288`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,625 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Cottage
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	475 sqft
Porch	Porch
Porch Area	251 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1029 SINCLAIR POINTE
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 44 SINCLAIR POINTE
Legal Subdivision	SINCLAIR POINTE
Legal Block	20
Legal Lot Number	44
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1029
Census Tract	301

Owner

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1029 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK AND TRUST
Apr 30, 2024	Limited Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Aug 20, 2019	Deed with Mortgage, Transfer PRIMESOUTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Book / Page	4966 / 204
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Recording Date	Apr 6, 2026
Property Address	1029 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576
Document Number	0051970000000160
Book / Page	5197 / 160
Instrument Date	Mar 19, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	5197000160,
Date	Apr 6, 2026
Book Page	5197/160

Lender

Name	STIFEL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	5.63%
Type Change Date	Apr 1, 2036
Max Rate	-1%

April 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Apr 30, 2024
Property Address	1029 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576
Document Number	0049660204
Book / Page	4966 / 204
Instrument Date	Apr 15, 2024
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	0049660000000207
Date	Apr 30, 2024
Book Page	0000004966/0000000207

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1029 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	0044010000000311
Date	Mar 15, 2021
Book Page	0000004401/0000000311
Instrument	0632021003830

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

August 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	GLYNN GA
Recording Date	Aug 20, 2019
Property Address	1029 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576
Document Number	0040760120
Book / Page	004076 / 000120
Instrument Date	Aug 15, 2019
Instrument	8670
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1029 SINCLAIR POINTE ST SIMONS ISLAND GA 315225576, ST SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	40760122
Date	Aug 20, 2019
Book Page	004076/000122
Instrument	8670

Lender

Name	PRIMESOUTH BK
Type	Bank
Address	BLACKSHEAR, GA 31516

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,420.00 (+2.45%)	$335,760 (+2.44%) Land $40,000 Building $295,760	$839,400 (+2.44%) Land $100,000 Building $739,400
2025	$8,219.00 (+28.02%)	$327,760 (+17.73%) Land $32,000 Building $295,760	$819,400 (+17.73%) Land $80,000 Building $739,400
2023		$278,400 (+8.75%) Land $32,000 Building $246,400	$696,000 (+8.75%) Land $80,000 Building $616,000
2022	$6,420.00	$256,000 Land $32,000 Building $224,000	$640,000 Land $80,000 Building $560,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 784 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,092 units insured incl. 308 condo units
Nearby Flood Claims	41 (2013–2022)
Most Recent Claim	Nov 2022 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 33 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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