1029 Russell St, Covington, KY 41011 Property Records

Kenton County property record for 1029 Russell St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,754 sqft
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$273,000 (Jun 2021)
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-22-32-008.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-32-008.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,754 sqft Finished Area
Gross Area	1,962 sqft

Exterior

Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1029 RUSSELL ST
City	COVINGTON
State	KY
Zip	41011-3064
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PT LOT 189 BAP 1ST
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	189
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1013
Census Tract	60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1824 SCOTT BLVD, COVINGTON, KY 41014-1221
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	20215900180
Deed Book / Page	98 / 872
Last Transfer Date	Nov 18, 2021
Transfer Doc	0005900233
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Nov 22, 2021
Property Address	1029 RUSSELL ST, COVINGTON, KY 41011-3064
Document Number	0005900233
Book / Page	132 / 604
Instrument Date	Nov 18, 2021
Instrument	21112205900233
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1824 SCOTT BLVD, 1824, COVINGTON, KY 41014-1221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 SCOTT BLVD, COVINGTON, KY 41014-1221

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 18, 2021
Property Address	1029 RUSSELL ST, COVINGTON, KY 41011-3064
Document Number	0005900180
Book / Page	98 / 872
Instrument Date	Jun 11, 2021
Instrument	21061805900180
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 BANWILCH CT, 902, COVINGTON, KY 41011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 SCOTT BLVD, COVINGTON, KY 41014-1221

Mortgage

Document Number	0005900181
Date	Jun 18, 2021
Instrument	21061805900181

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 8, 2020
Property Address	1029 RUSSELL ST, COVINGTON, KY 41011-3064
Document Number	0000000084
Book / Page	000042 / 000031
Instrument Date	Sep 4, 2020
Instrument	84
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 BANKLICK ST COVINGTON KY 410113029, COVINGTON, KY 41011-3029

Mortgage

Document Number	85
Date	Sep 8, 2020
Book Page	000M94/000475
Instrument	85

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,000 (-) Land $10,000 Building $263,000	$273,000 (-) Land $10,000 Building $263,000
2025	$3,617.00 (-0.52%)	$273,000 (-) Land $5,000 Building $268,000	$273,000 (-) Land $5,000 Building $268,000
2023	$3,636.00	$273,000 Land $5,000 Building $268,000	$273,000 Land $5,000 Building $268,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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