Kenton County property record for 1023 Russell St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,552 sqft · built 1900 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $549,900 (Nov 2024) |
| Tax Bill | $7,286 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-32-005.00 |
| Primary APN | 054-22-32-005.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Finished Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1023 RUSSELL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAP 1ST PT LOT 188 |
| Legal Subdivision | WESTERN BAPTIST THEO INST |
| Legal Phase | 1ST |
| Legal Lot Number | 188 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 60700 |
Source: Kenton County records · APN 054-22-32-005.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1023 RUSSELL ST, COVINGTON, KY 41011-3064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Intrafamily Transfer, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 14, 2017 | Warranty Deed, Transfer · VA Mortgage STOCKTON MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2024 · Amount on Record |
| Deed Sale | Nov 14, 2024 · Amount on Record |
| Prior Sale | Feb 10, 2021 · Amount on Record |
| Deed Document Number | 2024152 |
| Deed Book / Page | 314 / 486 |
| Prior Transfer Date | Mar 09, 2006 |
| Prior Transfer Doc | 0005900247 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 10, 2021 |
| Property Address | 1023 RUSSELL ST, COVINGTON, KY 41011-3064 |
| Document Number | 0005900200 |
| Book / Page | 71 / 368 |
| Map Reference | MB 1 PG 535 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 21021005900200 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1023 RUSSELL ST, COVINGTON, KY 41011-3064 |
| Document Number | 0005900201 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 21021005900201 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 14, 2017 |
| Property Address | 1023 RUSSELL ST, COVINGTON, KY 41011-3064 |
| Document Number | 0000000129 |
| Book / Page | 0C6181 / 000068 |
| Instrument Date | Jun 07, 2017 |
| Instrument | 129 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Title Company | MERCANTILE TITLE AGENCY INC, MERCANTILE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1023 RUSSELL ST COVINGTON KY 410113064, COVINGTON, KY 41011-3064 |
| Document Number | 131 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 0C6181/000072 |
| Instrument | 131 |
| Name | STOCKTON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2047 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,286.00 (+73.68%) | $549,900 (+74.57%) Land $10,000 Building $539,900 | $549,900 (+74.57%) Land $10,000 Building $539,900 |
| 2023 | $4,195.00 | $315,000 Land $10,000 Building $305,000 | $315,000 Land $10,000 Building $305,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 656 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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