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1029 Pine St, Saint Charles, IL 60174 Property Records

Kane County property record for 1029 Pine St, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,646 sqft · built 1925
Lot Size0.152 acres (6,600 sqft)
OwnerTrust Name on File
Last Sale$400,000 (Dec 2020)
Tax Bill$9,511 (2025)
Deeds & MortgagesJul 2026 Transfer
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-34-402-015

Property Details

APN / Parcel Number

Primary APN09-34-402-015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,646 sqft Living Area
Basement Area954 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1969
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Garage Area380 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1029 PINE ST
CitySAINT CHARLES
StateIL
Zip60174-4156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERVIEW ADD. LOT 7 BLK 4
Legal SubdivisionRIVERVIEW ADD
Legal Block4
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2001
Census Tract852201

Owner

1029 Pine St is owner-occupied and held in a trust since May 2024.

Source: Kane County records, as of July 23, 2026

Owner of RecordTrust Name on File
Mailing Address1029 PINE ST, SAINT CHARLES, IL 60174-4156
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 14, 2020Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 18, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2020 · Amount on File
Deed SaleDec 14, 2020 · Amount on File
Prior SaleMar 18, 2020 · Amount on File
Deed Document Number202077866
Last Transfer DateMay 23, 2024
Transfer Doc0000022683
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJul 15, 2026
Property Address1029 PINE ST, SAINT CHARLES, IL 60174-4156
Document Number0000030054
Instrument DateJun 2, 2026
Instrument202630054
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address1029 PINE ST, SAINT CHARLES, IL 60174-4156

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 14, 2020
Property Address1029 PINE ST, ST CHARLES, IL 60174-4156
Document Number0000077866
Instrument DateDec 1, 2020
Instrument2020K077866
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1029 PINE ST, SAINT CHARLES, IL 60174-4156
InvestorPossibly a Property Investor

Mortgage

Document Number0000077867
DateDec 14, 2020
Instrument2020K077867
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateMar 18, 2020
Property Address1029 PINE ST, ST CHARLES, IL 60174-4156
Document Number0000014099
Instrument DateMar 6, 2020
Instrument14099
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$251.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1029 PINE ST ST CHARLES IL 601744156, ST CHARLES, IL 60174-4156

Tax Assessment & Valuation

The 2025 property tax bill for 1029 Pine St was $9,511.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,511.00$143,623 (+8.53%) Land $35,162 Building $108,461$431,041 (+8.53%) Land $105,528 Building $325,513
2024$132,334 Land $32,398 Building $99,936$397,161 Land $97,233 Building $299,928
2022$6,869.00 (+4.22%) Homeowner's exemption$112,427 (+4.91%) Land $28,406 Building $84,021$337,281 (+4.91%) Land $85,218 Building $252,063
2021$6,591.00 Homeowner's exemption$107,166 Land $27,077 Building $80,089$321,498 Land $81,231 Building $240,267

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1029 Pine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2007–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1029 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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