Kane County property record for 1028 Pine St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,454 sqft · built 1954 |
| Lot Size | 0.229 acres (9,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,000 (Apr 2016) |
| Tax Bill | $8,121 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-403-005 |
| Primary APN | 09-34-403-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,454 sqft Living Area |
| 1st Floor Area | 1,454 sqft |
| Basement Area | 952 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,990 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Street Address | 1028 PINE ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-4157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 020-SW SIDE-RIV |
| Legal Subdivision | RIVERVIEW ADDN |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 852201 |
1028 Pine St is owned and occupied by two individuals who bought it in April 2016.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1028 PINE ST, SAINT CHARLES, IL 60174-4157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2016 · Amount on File |
| Deed Sale | Apr 4, 2016 · Amount on File |
| Prior Sale | Mar 3, 2008 · Amount on File |
| Deed Document Number | 201615692 |
| Prior Transfer Date | May 15, 1996 |
| Prior Transfer Doc | 0000037207 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1028 Pine St was $8,121 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,121.00 Homeowner's exemption | $123,801 (+8.53%) Land $40,417 Building $83,384 | $371,552 (+8.53%) Land $121,300 Building $250,252 |
| 2024 | $114,070 Land $37,240 Building $76,830 | $342,347 Land $111,765 Building $230,582 | |
| 2022 | $7,425.00 (+4.2%) Homeowner's exemption | $97,961 (+4.91%) Land $32,835 Building $65,126 | $293,883 (+4.91%) Land $98,505 Building $195,378 |
| 2021 | $7,126.00 Homeowner's exemption | $93,376 Land $31,298 Building $62,078 | $280,128 Land $93,894 Building $186,234 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1028 Pine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1028 Pine St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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