1029 Phair Pl, Laurel, MD 20707 Property Records

Prince George's County property record for 1029 Phair Pl, Laurel, MD 20707

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,320 sqft · built 1983
Lot Size	0.14 acres (6,078 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Jun 2010)
Tax Bill	$5,089 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1029495`

Property Details

APN / Parcel Number

Primary APN	`10-1029495`
Alternative APN	`1029495`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,078 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	1029495
Street Address	1029 PHAIR PL
City	LAUREL
State	MD
Zip	20707-3581
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	LAUR
Legal Description	CAE09-05914 W/TDT 5/29/09
Legal Subdivision	PHAIR HILL
Legal Lot Number	36
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	2
Census Block	2017
Census Tract	800105

Owner

1029 Phair Pl, a townhouse, is owned by two individuals who acquired it in January 2017.

Source: Prince George's County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9461 FENS HOLW, LAUREL, MD 20723-5733
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 6, 2017	Quit Claim Deed, Transfer STAR SETTLEMENT LLC, SMART SETTLEMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2010 · Amount on File
Deed Sale	Jun 3, 2010 · Amount on File
Prior Sale	May 27, 2010 · Amount on File
Deed Document Number	20104141
Deed Book / Page	31597 / 41
Last Transfer Date	Jan 11, 2017
Transfer Doc	0393810365
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	1029 PHAIR PL, LAUREL, MD 20707-3581
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14280 BALTIMORE AVE, LAUREL, MD 20707-5006

Mortgage

Document Number	0481170592
Date	Sep 12, 2022
Book Page	48117/592

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	248 Months
Due	May 1, 2043

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	1029 PHAIR PL, LAUREL, MD 20707-3581
Document Number	0402180296
Book / Page	040218 / 000296
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 PHAIR PL LAUREL MD 207073581, LAUREL, MD 20707-3581

Mortgage

Document Number	0402180296
Date	Nov 13, 2017
Book Page	040218/000296

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 12, 2057

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Apr 6, 2017
Property Address	1029 PHAIR PL, LAUREL, MD 20707-3581
Document Number	0393810365
Book / Page	039381 / 000365
Instrument Date	Jan 11, 2017
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	STAR SETTLEMENT LLC, SMART SETTLEMENTS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Laurel City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,500 Land $90,000 Building $200,500	$290,500 Land $90,000 Building $200,500
2024	$5,089.00 (+20.25%)
2023	$4,232.00 (+7.03%) Homeowner's exemption	$256,700 (+7.05%)	$290,500 (+21.14%) Land $90,000 Building $200,500
2022	$3,954.00 Homeowner's exemption	$239,800 Land $75,000 Building $164,800	$239,800 Land $75,000 Building $164,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1029 Phair Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1029 Phair Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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