1025 Phair Pl, Laurel, MD 20707 Property Records

Prince George's County property record for 1025 Phair Pl, Laurel, MD 20707

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,284 sqft · built 1982
Lot Size	0.094 acres (4,099 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Nov 2002)
Tax Bill	$8,300 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1029479`

Property Details

APN / Parcel Number

Primary APN	`10-1029479`
Alternative APN	`1029479`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,284 sqft Living Area
1st Floor Area	642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,099 sqft (0.094 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	1029479
Street Address	1025 PHAIR PL
City	LAUREL
State	MD
Zip	20707-3581
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	LAUR
Legal Description	PHAIR HILL-RESUB
Legal Subdivision	PHAIR HILL
Legal Lot Number	34
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	2
Census Block	2017
Census Tract	800105

Owner

1025 Phair Pl, a townhouse, is owned and occupied by an individual who bought it in November 2002.

Source: Prince George's County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1025 PHAIR PL, LAUREL, MD 20707-3581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Oct 27, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 20, 2018	Loan Modification, Mortgage · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2002 · Amount on File
Deed Sale	Nov 6, 2002 · Amount on File
Prior Sale	Oct 30, 1998 · Amount on File
Deed Document Number	2002211060
Deed Book / Page	16408 / 97
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Aug 17, 2026
Property Address	1025 PHAIR PL, LAUREL, MD 20707-3581
Document Number	5232000123
Book / Page	52328 / 123
Instrument Date	Jun 6, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 PHAIR PL, LAUREL, MD 20707-3581

Mortgage

Document Number	5232000123,
Date	Aug 17, 2026
Book Page	52328/123

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	1025 PHAIR PL, LAUREL, MD 20707-3581
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 PHAIR PL, LAUREL, MD 20707-3581

Mortgage

Document Number	0464300491
Date	Oct 27, 2021
Book Page	46430/491

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jun 1, 2048

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PRINCE GEORGE'S MD
Property Address	1025 PHAIR PL, LAUREL, MD 20707-3581
Document Number	0408930460
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 PHAIR PL LAUREL MD 207073581, LAUREL, MD 20707-3581

Mortgage

Document Number	0408930460
Date	May 23, 2018
Book Page	040893/000460

Lender

Name	WFB NA
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1025 Phair Pl was $8,300 with a homeowner's exemption.

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Laurel City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,300.00 Homeowner's exemption	$301,000 Land $90,000 Building $211,000	$301,000 Land $90,000 Building $211,000
2023	$4,025.00 Homeowner's exemption	$244,133	$301,000 Land $90,000 Building $211,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1025 Phair Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1025 Phair Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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