1029 McCowan St, Russell (Flatwoods), KY 41139 Property Records

Greenup County property record for 1029 McCowan St, Russell, KY 41139

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,380 sqft · built 1991
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Aug 2026)
Tax Bill$1,950 (2025)
Deeds & MortgagesAug 2026 Sale
Apr 2025 Sale
+ 1 more
APN183-20-03-063.00

Property Details

APN / Parcel Number

Primary APN183-20-03-063.00
Alternative APN
  • 33095

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,380 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2013
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Garage TypeMixed
Garage Area720 sqft
DrivewayConcrete Driveway
Parking Spaces3 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number33095
Street Address1029 MCCOWAN ST
CityRUSSELL
StateKY
Zip41139-3649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBERKSHIRE ESTATES BLK C LT 14
Legal SubdivisionBERKSHIRE ESTATES
Legal BlockC
Legal Lot Number14
JurisdictionGREENUP KY
Township / Civil DivisionFLATWOODS-RUSSELL
Census Block Group2
Census Block2031
Census Tract40202

Owner

1029 McCowan St is owned and occupied by two individuals who bought it in August 2026.

Source: Greenup County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2701 BISBEE RD, LEAGUE CITY, TX 77573-7248
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 30, 2025Deed, Transfer
May 4, 2017Deed of Trust, Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2026 · Amount on File
Deed SaleAug 3, 2026 · Amount on File
Deed Document Number2026704330
Deed Book / Page696 / 483
Prior Transfer DateJul 31, 2026
Prior Transfer Doc0000704330
Record UpdatedSep 20, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionGREENUP KY
Recording DateAug 3, 2026
Property Address1029 MCCOWAN ST, RUSSELL, KY 41139-3649
Document Number0000704330
Book / Page696 / 483
Instrument DateJul 31, 2026
Instrument2026704330
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$26,260.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2701 BISBEE RD, LEAGUE CITY, TX 77573-7248

April 2025: Deed, Transfer

Document TypeDeed
JurisdictionGREENUP KY
Recording DateApr 30, 2025
Property Address1029 MCCOWAN ST, RUSSELL, KY 41139-3649
Document Number0000657418
Book / PageD685 / 162
Map ReferenceMB 5 PG 30
Instrument DateMar 27, 2025
Instrument657418
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1029 MCCOWAN ST, RUSSELL, KY 41139-3649

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3570 RED FOX DR, CATLETTSBURG, KY 41129-9764

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENUP KY
Property Address1029 MCCOWAN ST, RUSSELL, KY 41139-3649
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000490468
DateMay 4, 2017
Book PageM0900/0383
Instrument490468
Lender
NamePNC BANK NA
TypeBank
AddressFLATWOODS, KY 41139
Agreement
AmountAmount on Record
Term144 Months
DueMay 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1029 McCowan St was $1,950 with a homeowner's exemption.

Source: Greenup County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyGreenup County
MunicipalityRussell City
Unified School DistrictRussell Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,950.00 Homeowner's exemption$170,000 Land $20,000 Building $150,000$170,000 Land $20,000 Building $150,000
2023$1,956.00 Homeowner's exemption$170,000 Land $20,000 Building $150,000$170,000 Land $20,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1029 McCowan St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1029 McCowan St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLATWOODS WATER COMPANY
private · serves 9,649 people · EPA ID KY0450132
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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