Greenup County property record for 1005 McCowan St, Russell, KY 41139
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,016 sqft |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,854 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183-20-03-057.00 |
| Primary APN | 183-20-03-057.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 47325 |
|---|---|
| Street Address | 1005 MCCOWAN ST |
| City | RUSSELL |
| State | KY |
| Zip | 41139-3649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERKSHIRE ESTATES BLK C LT 20 |
| Legal Subdivision | BERKSHIRE ESTATES |
| Legal Block | C |
| Legal Lot Number | 20 |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | FLATWOODS-RUSSELL |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 40202 |
1005 McCowan St is owned by an individual who acquired it in November 2021.
Source: Greenup County records, as of October 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 533, FLATWOODS, KY 41139-0533 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| May 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Nov 10, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 10, 2021 |
| Transfer Doc | 0000585195 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 1005 MCCOWAN ST, RUSSELL, KY 41139-3649 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000598016 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | M1030/234 |
| Instrument | 598016 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 1005 MCCOWAN ST, RUSSELL, KY 41139-3649 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000594826 |
|---|---|
| Date | May 27, 2022 |
| Book Page | M1024/724 |
| Instrument | 594826 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Nov 10, 2021 |
| Property Address | 1005 MCCOWAN ST, RUSSELL, KY 41139-3649 |
| Document Number | 0000585195 |
| Book / Page | D652 / 551 |
| Map Reference | DB 317 PG 123 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 585195 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 MCCOWAN ST, RUSSELL, KY 41139-3649 |
The 2025 property tax bill for 1005 McCowan St was $1,854.
Source: Greenup County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Municipality | Russell City |
| Unified School District | Russell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,854.00 | $115,000 Land $18,000 Building $97,000 | $115,000 Land $18,000 Building $97,000 |
| 2023 | $1,819.00 | $115,000 Land $18,000 Building $97,000 | $115,000 Land $18,000 Building $97,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1005 McCowan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1005 McCowan St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATWOODS WATER COMPANY private · serves 9,649 people · EPA ID KY0450132 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures