Fresno County property record for 1029 E Democracy Ave, Fresno, CA 93720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,724 sqft · built 1991 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,000 (Jun 2017) |
| Tax Bill | $3,973 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 401-534-03S |
| Primary APN | 401-534-03S |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 874 sqft |
| 2nd Floor Area | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 70 ft deep x 60 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Refrigeration |
|---|
| Street Address | 1029 E DEMOCRACY AVE |
|---|---|
| City | FRESNO |
| State | CA |
| Zip | 93720-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUR RTS LOT 65 TRACT #4135 |
| Legal Tract | 4135 |
| Legal Lot Number | 65 |
| Jurisdiction | FRESNO CA |
| Township / Civil Division | FRESNO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 5528 |
1029 E Democracy Ave is owned and occupied by an individual who bought it in June 2017.
Source: Fresno County records, as of August 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1029 E DEMOCRACY AVE, FRESNO, CA 93720-4003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PMG CAPITAL INC |
| Jun 2, 2017 | Grant Deed, Transfer · FHA Mortgage PLACER TITLE FRESNO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2017 · Amount on File |
| Deed Sale | Jun 2, 2017 · Amount on File |
| Prior Sale | Mar 20, 2007 · Amount on File |
| Deed Document Number | 201768753 |
| Prior Transfer Date | Jun 2, 2009 |
| Prior Transfer Doc | 0000075627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRESNO CA |
| Property Address | 1029 E DEMOCRACY AVE, FRESNO, CA 93720-4003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1029 E DEMOCRACY AVE, FRESNO, CA 93720-4003 |
| Document Number | 0000018197 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022-0018197 |
| Name | PMG CAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SACRAMENTO, CA 95825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRESNO CA |
| Recording Date | Jun 2, 2017 |
| Property Address | 1029 E DEMOCRACY AVE, FRESNO, CA 93720-4003 |
| Document Number | 0000068753 |
| Map Reference | DOC92004299 |
| Instrument Date | May 24, 2017 |
| Instrument | 2017-0068753 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | PLACER TITLE FRESNO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1029 E DEMOCRACY AVE, FRESNO, CA 93720-4003 |
| Document Number | , 2017-0068754 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 2017-0068754 |
| Type | Mortgage Company |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 1029 E Democracy Ave was $3,973.
Source: Fresno County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Fresno County |
| Municipality | Fresno City |
| Unified School District | Clovis Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $333,824 (+2%) Land $100,146 Building $233,678 | |
| 2025 | $3,973.00 | $327,280 Land $98,183 Building $229,097 |
| 2023 | $3,822.00 (+1.35%) | $314,572 Land $94,371 Building $220,201 |
| 2022 | $3,771.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1029 E Democracy Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1029 E Democracy Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRESNO serves 545,970 people · EPA ID CA1010007 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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