1017 E Democracy Ave, Fresno, CA 93720 Property Records

Fresno County property record for 1017 E Democracy Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,798 sqft · built 1991
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Individual Names on File
Last Sale	$469,000 (Oct 2025)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`401-534-02S`

Property Details

APN / Parcel Number

Primary APN	`401-534-02S`
Alternative APN	`40153402`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,798 sqft Living Area
1st Floor Area	1,345 sqft
2nd Floor Area	453 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	70 ft deep x 60 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1017 E DEMOCRACY AVE
City	FRESNO
State	CA
Zip	93720-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RTS LOT 64 TRACT #4135
Legal Tract	4135
Legal Lot Number	64
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1018
Census Tract	5528

Owner

1017 E Democracy Ave is owned by two individuals who bought it in October 2025.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10761 N TEA PARTY LN, FRESNO, CA 93730-5920
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 14, 2019	Quit Claim Deed, Transfer SERVICELINK
Mar 14, 2019	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 20, 2018	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	Jun 4, 2025 · Amount on File
Deed Document Number	2025105315
Prior Transfer Date	Feb 18, 2019
Prior Transfer Doc	0000025521
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 29, 2025
Property Address	1017 E DEMOCRACY AVE, FRESNO, CA 93720-4003
Document Number	0000105315
Map Reference	VOL 51 PG 26-30
Instrument Date	Oct 24, 2025
Instrument	2025-0105315
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10761 N TEA PARTY LN, FRESNO, CA 93730-5920

Mortgage

Document Number	0000105316
Date	Oct 29, 2025
Instrument	2025-0105316

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Mar 14, 2019
Property Address	1017 E DEMOCRACY AVE, FRESNO, CA 93720-4003
Document Number	0000025521
Instrument Date	Feb 18, 2019
Instrument	25521
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1017 E DEMOCRACY AVE FRESNO CA 937204003, FRESNO, CA 93720-4003

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Mar 14, 2019
Property Address	1017 E DEMOCRACY AVE, FRESNO, CA 93720-4003
Document Number	0000025441
Map Reference	VOL 51 PG 26-30
Instrument Date	Feb 13, 2019
Instrument	2019-0025441
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 E DEMOCRACY AVE, FRESNO, CA 93720-4003

Mortgage

Document Number	0000025442
Date	Mar 14, 2019
Instrument	2019-0025442

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2039

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRESNO CA
Recording Date	Nov 20, 2018
Property Address	1017 E DEMOCRACY AVE, FRESNO, CA 93720-4003
Document Number	0000140344
Instrument Date	Nov 15, 2018
Instrument	140344
Transaction Type	Foreclosure
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$284.24
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

The 2025 property tax bill for 1017 E Democracy Ave was $3,708.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$469,000 (+50.16%) Land $120,000 Building $349,000
2025	$3,708.00	$312,341 Land $100,395 Building $211,946
2023	$3,581.00 (+1.39%) Homeowner's exemption	$300,215 Land $96,498 Building $203,717
2022	$3,532.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1017 E Democracy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 E Democracy Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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