Bell County property record for 10286 Hartrick Bluff Rd, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 4,736 sqft · built 2004 |
| Lot Size | 2.36 acres (102,802 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $19,482 (2025) |
| Deeds & Mortgages | Mar 2019 Sale Aug 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0406051006 |
| Primary APN | 0406051006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,736 sqft Living Area |
| 1st Floor Area | 4,201 sqft |
| 2nd Floor Area | 535 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 102,802 sqft (2.36 acres) |
| Garage Area | 1,010 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 725 sqft |
| Street Address | 10286 HARTRICK BLUFF RD |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-7508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSCAPE, BLOCK 001, LOT 0003, ACRES 2.36 |
| Legal Subdivision | RIVERSCAPE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 21400 |
10286 Hartrick Bluff Rd is owned by an individual who acquired it in March 2019.
Source: Bell County records, as of June 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 291, BELTON, TX 76513-0291 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2019 | Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Aug 28, 2018 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Sep 5, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2019 |
| Deed Sale | Mar 11, 2019 |
| Deed Document Number | 20199304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 11, 2019 |
| Property Address | 10286 HARTRICK BLUFF RD, TEMPLE, TX 76502-7508 |
| Document Number | 0000009304 |
| Book / Page | 010763 / 000219 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 9304 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 291 BELTON TX 765130291, BELTON, TX 76513-0291 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 10286 HARTRICK BLUFF RD, TEMPLE, TX 76502-7508 |
| Document Number | 0000039734 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10288 HARTRICK BLUFF RD TEMPLE TX 76502, TEMPLE, TX 76502 |
| Document Number | 0000039734 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 39734 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Sep 19, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 5, 2017 |
| Property Address | 10286 HARTRICK BLUFF RD, TEMPLE, TX 76502-7508 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 37134 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10286 HARTRICK BLUFF RD TEMPLE TX 765027508, TEMPLE, TX 76502-7508 |
| Document Number | 0000037134 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 37134 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502-3232 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 4, 2018 |
The 2025 property tax bill for 10286 Hartrick Bluff Rd was $19,482 with a veteran's exemption.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Academy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,482.00 | $1,457,473 Land $102,802 Building $1,354,671 | $1,457,473 Land $102,802 Building $1,354,671 |
| 2023 | $1,267,772 Land $92,521 Building $1,175,251 | $1,267,772 Land $92,521 Building $1,175,251 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10286 Hartrick Bluff Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10286 Hartrick Bluff Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Western Broadband Fixed Wireless | 200 / 40 |
| Altitude ISP Fixed Wireless | 100 / 50 |
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