Bell County property record for 10161 Hartrick Bluff Rd, Temple, TX 76502
| Property Type | Rural Home |
|---|---|
| Details | 2,596 sqft · built 2019 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,099 (2024) |
| Deeds & Mortgages | Dec 2019 Mortgage Oct 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0406055250 |
| Primary APN | 0406055250 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,596 sqft Total Area |
| 1st Floor Area | 2,596 sqft |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 196,020 sqft (4.5 acres) |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 665 sqft |
| Storage Building | 1,785 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 814327 |
|---|---|
| Street Address | 10161 HARTRICK BLUFF RD |
| City | TEMPLE |
| State | TX |
| Zip | 76502-2055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ROSEMEAD, BLOCK 001, LOT 0001, ACRES 4.5 |
| Legal Subdivision | ROSEMEAD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21400 |
Source: Bell County records · APN 0406055250
Assessment roll updated August 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10161 HARTRICK BLUFF RD, TEMPLE, TX 76502-2055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK |
| Oct 03, 2019 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Jan 04, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2016 |
| Deed Sale | Jul 18, 2016 |
| Deed Document Number | 2016-00028002 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 10161 HARTRICK BLUFF RD, TEMPLE, TX 76502-2055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057783 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 2019-00057783 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Address | TEMPLE, TX 76502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 10161 HARTRICK BLUFF RD, TEMPLE, TX 76502-2055 |
| Document Number | 0000046117 |
| Instrument Date | Oct 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10161 HARTRICK BLUFF RD TEMPLE TX 76502, TEMPLE, TX 76502 |
| Document Number | 0000046117 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 011034/000616 |
| Instrument | 46117 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502 |
| Term | 12 Months |
|---|---|
| Due | Oct 06, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jan 04, 2019 |
| Property Address | 10161 HARTRICK BLUFF RD, TEMPLE, TX 76502-2055 |
| Instrument Date | Jan 03, 2019 |
| Instrument | 339 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 18, 2019 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 714 TWIN OAKS DR TEMPLE TX 765042166, TEMPLE, TX 76504-2166 |
| Document Number | 0000000339 |
|---|---|
| Date | Jan 04, 2019 |
| Instrument | 339 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502-3232 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 03, 2020 |
Source: Bell County records · Assessment roll updated August 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Academy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $854,932 (+12.15%) | $926,205 (+21.5%) Land $140,625 Building $785,580 | |
| 2024 | $9,099.00 (+14.02%) | ||
| 2023 | $7,980.00 (-7.05%) Homeowner's exemption | $762,335 Land $81,000 Building $681,335 | $762,335 Land $81,000 Building $681,335 |
| 2022 | $8,585.00 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Electronic Corporate Pages Fixed Wireless | 200 / 40 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: Altitude ISP.
Based on FCC filings for 3 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TEMPLE serves 94,935 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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