10282 320th St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 10282 320th St, Onamia, MN 56359

Property Summary

Property Type	Mobile Home
Details	1,088 sqft · built 2021
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,252 (2026)
Deeds & Mortgages	May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-021-1800`

Property Details

APN / Parcel Number

Primary APN	`14-021-1800`

Interior

Building Area	1,088 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	10282 320TH ST
City	ONAMIA
State	MN
Zip	56359-2891
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	E 1/4 OF SW OF SE 21 41 26 10.00
Legal Range	26
Legal Township	41
Legal Section	21
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	3
Census Block	3016
Census Tract	970300

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10282 320TH ST, ONAMIA, MN 56359-2891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 19, 2021
Transfer Doc	A424554
Record Updated	Sep 20, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 21, 2021
Property Address	10282 320TH ST, ONAMIA, MN 56359-2891
Document Number	A424554
Instrument Date	May 19, 2021
Instrument	A424554
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10282 320TH ST, 10282, ONAMIA, MN 56359-2891

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10282 320TH ST, ONAMIA, MN 56359-2891

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Onamia Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,252.00 (+10.41%)
2025	$1,134.00 (-5.18%) Homeowner's exemption	$157,700 (-2.41%) Land $70,100 Building $87,600	$157,700 (-2.41%) Land $70,100 Building $87,600
2023	$1,196.00	$161,600 Land $60,500 Building $101,100	$161,600 Land $60,500 Building $101,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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