10127 320th St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 10127 320th St, Onamia, MN 56359

Property Summary

Property Type	Mobile Home
Details	4,512 sqft · built 2004
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,834 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-028-0101`

Property Details

APN / Parcel Number

Primary APN	`14-028-0101`

Interior

Building Area	4,512 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Lot Area	435,600 sqft (10 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	480 sqft

Location & Zoning

Street Address	10127 320TH ST
City	ONAMIA
State	MN
Zip	56359-2891
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	W 330 OF E 990 FT OF N 1/2 OF NE 28 41 26 10.00
Legal Range	26
Legal Township	41
Legal Section	28
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	3
Census Block	3015
Census Tract	970300

Owner

Source: Mille Lacs County records · APN 14-028-0101

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10127 320TH ST, ONAMIA, MN 56359-2891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 19, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES
Sep 18, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 18, 2019
Transfer Doc	A413262
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	10127 320TH ST, ONAMIA, MN 56359-2891
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A427193
Date	Oct 01, 2021
Instrument	A427193

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Mar 01, 2035

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	10127 320TH ST, ONAMIA, MN 56359-2891
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A414935
Date	Dec 19, 2019
Instrument	A414935

Lender

Name	AMERICAN FINANCIAL RESOURCES
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2034

Interest

Rate Type	Fixed Rate

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 18, 2019
Property Address	10127 320TH ST, ONAMIA, MN 56359-2891
Document Number	A413262
Instrument Date	Sep 18, 2019
Instrument	A413262
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10127 320TH ST, ONAMIA, MN 56359-2891

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Onamia Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,834.00 (+4.09%)
2025	$1,762.00 (-21.2%) Homeowner's exemption	$213,500 (-7.13%) Land $74,500 Building $139,000	$213,500 (-7.13%) Land $74,500 Building $139,000
2023	$2,236.00	$229,900 Land $64,000 Building $165,900	$229,900 Land $64,000 Building $165,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber	1,000 / 1,000

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 320th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures