10280 Spring St, Galt, CA 95632 Property Records

Sacramento County property record for 10280 Spring St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,807 sqft · built 2000
Lot Size	4.81 acres (209,524 sqft)
Owner	Individual Name on Record
Last Sale	$636,000 (Jan 2020)
Tax Bill	$7,952 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0072-022-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0072-022-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,807 sqft Living Area
1st Floor Area	2,807 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	209,524 sqft
Garage Area	749 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10280 SPRING ST
City	GALT
State	CA
Zip	95632-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OP
Legal Description	PARCEL MAP, LOT 3
Legal Subdivision	PARCEL MAP
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3003
Census Tract	9503

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10280 SPRING ST, GALT, CA 95632-8724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 21, 2020	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG LLC
Jan 21, 2020	Correction Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Deed Book / Page	20200121 / 1701
Prior Transfer Date	Jan 13, 2010
Prior Transfer Doc	0000000769
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10280 SPRING ST, GALT, CA 95632-8724
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10280 SPRING ST, GALT, CA 95632-8724
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001548
Date	Apr 12, 2021
Instrument	202104121548

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10280 SPRING ST, GALT, CA 95632-8724
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10280 SPRING ST, GALT, CA 95632-8724

Mortgage

Document Number	4120000001548
Date	Apr 12, 2021
Book Page	20210412/1548

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 21, 2020
Property Address	10280 SPRING ST, GALT, CA 95632-8724
Document Number	2001211701
Instrument Date	Jan 15, 2020
Instrument	2001211701
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10280 SPRING ST GALT CA 956328724, GALT, CA 95632-8724

Mortgage

Document Number	2001211702
Date	Jan 21, 2020
Instrument	2001211702

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

January 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 21, 2020
Property Address	10280 SPRING ST, GALT, CA 95632-8724
Document Number	2001211699
Instrument Date	Jan 9, 2020
Instrument	2001211699
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 1471 GALT CA 956321471, GALT, CA 95632-1471

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$709,462 (+2%) Land $292,297 Building $417,165
2025	$7,952.00 (+4.48%) Homeowner's exemption	$695,552 (+4.04%) Land $286,566 Building $408,986
2024	$7,611.00 (+2.2%)
2023	$7,447.00 (+4.23%) Homeowner's exemption	$668,545 Land $275,440 Building $393,105
2022	$7,145.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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