10265 Spring St, Galt, CA 95632 Property Records

Sacramento County property record for 10265 Spring St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1975
Lot Size	2.88 acres (125,888 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Oct 2019)
Tax Bill	$6,516 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0250-106-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0250-106-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	125,888 sqft
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10265 SPRING ST
City	GALT
State	CA
Zip	95632-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	PARCEL MAP, LOT B
Legal Lot Number	B
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3004
Census Tract	9503

Owner

Source: Sacramento County records · APN 148-0250-106-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10265 SPRING ST, GALT, CA 95632-8724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 13, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Oct 25, 2019	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MTG
Oct 05, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Deed Book / Page	20191025 / 1243
Prior Transfer Date	Nov 13, 2013
Prior Transfer Doc	2013000892
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10265 SPRING ST, GALT, CA 95632-8724
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10265 SPRING ST, GALT, CA 95632-8724

Mortgage

Document Number	0000000385
Date	Dec 15, 2021
Instrument	2021121500385

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 01, 2050

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	10265 SPRING ST, GALT, CA 95632-8724
Document Number	2012241145
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10265 SPRING ST GALT CA 956328724, GALT, CA 95632-8724

Mortgage

Document Number	2012241145
Date	Dec 24, 2020
Instrument	2012241145

Lender

Name	PENNYMAC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2050

Interest

Rate	3%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 25, 2019
Property Address	10265 SPRING ST, GALT, CA 95632-8724
Document Number	1910251243
Instrument Date	Oct 21, 2019
Instrument	1910251243
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10265 SPRING ST GALT CA 956328724, GALT, CA 95632-8724

Mortgage

Document Number	1910251244
Date	Oct 25, 2019
Instrument	1910251244

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10265 SPRING ST, GALT, CA 95632-8724
Document Number	1710171482
Instrument Date	Oct 05, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10265 SPRING ST GALT CA 956328724, GALT, CA 95632-8724

Mortgage

Document Number	1710171482
Date	Oct 17, 2017
Instrument	1710171482

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$580,064 (+2%) Land $201,861 Building $378,203
2025	$6,516.00 (+5.06%) Homeowner's exemption	$568,691 (+4.04%) Land $197,903 Building $370,788
2024	$6,202.00 (+1.74%)
2023	$6,096.00 (+4.21%) Homeowner's exemption	$546,610 Land $190,219 Building $356,391
2022	$5,850.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 74 locations within half a mile of this property.

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