Upshur County property record for 10280 FM 1975, Gilmer, TX 75644
| Property Type | Misc Structure / Fixture |
|---|---|
| Details | 4,215 sqft · built 2017 |
| Lot Size | 32.2 acres (1,403,155 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,359 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 203U-S02-000-050-1 |
| Primary APN | 203U-S02-000-050-1 |
|---|---|
| Alternative APN |
|
| Building Area | 4,215 sqft Total Area |
|---|---|
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone |
| Roof Material | Galvanized Metal |
| Lot Area | 1,403,155 sqft (32.2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 203U-S02-000-050-1 |
|---|---|
| Street Address | 10280 FM 1975 |
| City | GILMER |
| State | TX |
| Zip | 75644 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Misc Structure / Fixture |
| Legal Description | ABS A203 HIX, ISAAC,TRACT 50-1, 32.212 ACRES & HOUSE |
| Legal Subdivision | ISAAC SURVEY A-203 |
| Legal Tract | 1-50 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | BETTIE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950200 |
10280 FM 1975, an agricultural property, is owned by an individual.
Source: Upshur County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11404 ZOE CIR, FLINT, TX 75762-0338 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 10280 FM 1975, GILMER, TX 75644 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | CTC |
| Name | Verified Name |
|---|
| Document Number | 0201706928 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 201706928 |
| Name | CYPRESS BANK SSB |
|---|---|
| Type | Bank |
| Address | PITTSBURG, TX 75686 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
The 2026 property tax bill for 10280 FM 1975 was $3,359, up 177.8% from the year before.
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,359.00 (+177.83%) | $465,760 (+15.59%) Land $256,520 Building $209,240 | $465,760 (+15.59%) Land $256,520 Building $209,240 |
| 2025 | $1,209.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $402,930 Land $190,920 Building $212,010 | $402,930 Land $190,920 Building $212,010 |
| 2023 | $179,070 Land $158,450 Building $170,160 | $328,610 Land $158,450 Building $170,160 | |
| 2022 | $3,450.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10280 FM 1975 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10280 FM 1975 is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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