10154 FM 1975, Gilmer, TX 75644 Property Records

Upshur County property record for 10154 FM 1975, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	1 ba · 5,340 sqft · built 1987
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,906 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023U-S02-000-073`

Property Details

APN / Parcel Number

Primary APN	`023U-S02-000-073`
Alternative APN	`2865`

Interior

Full Baths	1 Bath
Building Area	5,340 sqft Total Area
1st Floor Area	1,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	023U-S02-000-073
Street Address	10154 FM 1975
City	GILMER
State	TX
Zip	75644-5751
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A23 BROWN, LEMUEL B,TRACT 73, .53 ACRES & HOUSE (LIFE ESTATE FOR CLYDE & MARY DYKES)
Legal Subdivision	LEMUEL B SURVEY A-23
Legal Tract	73
Jurisdiction	UPSHUR TX
Township / Civil Division	BETTIE
Census Block Group	1
Census Block	1012
Census Tract	950200

Owner

10154 FM 1975, a residential property, is owned and occupied by two individuals who acquired it in August 2025.

Source: Upshur County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10154 FM 1975, GILMER, TX 75644-5751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Vendor's Lien, Transfer · Conventional Mortgage PROSPERITY BANK
Feb 9, 2017	Vendor's Lien, Transfer · Commercial Mortgage GUARANTY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025
Deed Sale	Aug 6, 2025
Prior Sale	Mar 7, 2022 · Amount on File
Deed Document Number	20254917
Prior Transfer Date	Jul 19, 2024
Prior Transfer Doc	0000004475
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Mar 7, 2022
Property Address	10154 FM 1975, GILMER, TX 75644-5751
Document Number	0202201832
Instrument Date	Mar 4, 2022
Instrument	202201832
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10154 FM 1975, GILMER, TX 75644-5751

Mortgage

Document Number	0202201833
Date	Mar 7, 2022
Instrument	202201833

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Feb 9, 2017
Property Address	10154 FM 1975, GILMER, TX 75644-5751
Document Number	1291/645
Book / Page	1291 / 645
Instrument Date	Feb 8, 2017
Instrument	201700806
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6000 FM 2254, PITTSBURG, TX 75686-5991

Mortgage

Document Number	201700807
Date	Feb 9, 2017
Instrument	201700807

Lender

Name	GUARANTY BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 8, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 10154 FM 1975 was $2,906 with exemptions applied, up 831.4% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,906.00 (+831.41%) Homeowner's exemption Senior Citizen's exemption	$191,950 (-1.69%) Land $37,730 Building $154,220	$191,950 (-1.69%) Land $37,730 Building $154,220
2025	$312.00 Homeowner's exemption Senior Citizen's exemption	$195,250 Land $36,840 Building $158,410	$195,250 Land $36,840 Building $158,410
2023		$198,700 Land $36,910 Building $161,790	$198,700 Land $36,910 Building $161,790
2022	$1,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10154 FM 1975 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10154 FM 1975 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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