Lake County property record for 1028 Spruce St, Gurnee, IL 60031 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,488 sqft Living Area |
| Lot Size | 18,230 sqft (0.419 acres) |
| Garage | Attached, 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $188,000 (1996) |
| Primary APN | 07-15-304-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 2,016 sqft Gross Area |
| 1st Floor | 1,488 sqft 1st Floor |
| Upper Floors | 88 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,230 sqft (0.419 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Patio Area | 424 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1028 SPRUCE ST |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-1727 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RESUBDIVISION OF LOT 2 OF CLARKS SUBDIVISION; LOT 4 |
| Legal Subdivision | RESUBDIVISION |
| Legal Lot Number | 2,4 |
| Jurisdiction | LAKE IL |
| Minor Civil Division | WARREN |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 861509 |
Source: Lake County records · APN 07-15-304-005
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1028 SPRUCE ST, GURNEE, IL 60031-1727 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 1996 · Amount on Record |
| Deed Sale | Jul 24, 1996 · Amount on Record |
| Deed Doc Number | 19963854283 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1028 SPRUCE ST, GURNEE, IL 60031-1727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0007869522 |
|---|---|
| Date | Feb 02, 2022 |
| Instrument | 7869522 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $119,368 (+19.87%) Land $13,474 Building $105,894 | $358,140 (+19.87%) Land $40,426 Building $317,714 |
| 2023 | $99,581 Land $11,240 Building $88,341 | $298,773 Land $33,723 Building $265,050 |
1028 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lake County (17097C), updated February 20, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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